Now that you have your recission in progress, you can take a look at eBay to see if you can find a low maintenance fee resort points package for a steal. The resorts are really nice and I save a bunch of money over having to get hotels for my travels. It is SALES that gives Wyndham Destinations a black eye. And they are ruthless in NYC. Learn a bunch from the TUG board...decide WHEN and WHAT is right for you. Look at the map...are the resorts in places that you want to go? Check out RCI...are there resorts you would like to go to (for an additional fee)?
I like Wyndham because the points are very flexible and you DON'T have to go for a whole week on a set day of the week. I travel a lot for business and got Wyndham to avoid expensive hotels in the DC area. I DO go to NYC and Nashville on a regular basis and have used the timeshares when I've had conferences in Atlantic City, Orlando, WIlliamsburg, DC, NYC, Nashville, Chicago (lost this resort, so sad), and on a research trip throughout the south. As a timeshare owner you also get a discount one the hotel family. This was handy in the midwest and south where there are no resorts.
It's a good product. Sales, especially at NYC, is really pushy and just a hair away from being totally deceitful.