I'm thinking of converting some of our SO to resort credits for my upcoming WKORV stay. I have around 10k that will expire this December and a bunch that expires next year. My cost per point if I use my SDO Plat works out to around 0.8 cents per SO, and the resort credit is worth 1.2 cents per SO, so it's not a bad deal. I think I can easily go through about $550 of resort credit.
For those who have done this, what is the best way to convert - is it online or do you have to call in? They can pull from multiple SO "buckets" (i.e., 2022 banked and 2023 banked) in the same request, correct?
Calling in is probably easiest if you can get them on the phone without an interminable wait on hold. But I have also had success using the chat or "send us a message" function on the website dashboard. If you use the "send us a message", be really clear and explicit about which year(s) and which VOIs you are pulling from. Assume that you are dealing with an idiot and make the instructions idiot-proof (though you may well get lucky and have your request handled by someone competent.)
So long as I've clearly included everything they needed to know, they've done the resort credit conversion that way and sent me an email confirmation, and no waiting on hold was required.
I believe that they can combine SOs from different buckets, you just need to give them really clear instructions so they don't screw it up. So if you can get through on the phone, I think that's a superior choice. But in 2020 and 2021 it was really hard to reach anyone.
The last crucial step occurs when you arrive at the property. You apparently MUST "activate" the resort credit by going to see the concierge on arrival and asking them to do so. Supposedly they will not let you use the credit at check-out if it hasn't been activated. (I suspect this is just another way to get you in front of someone who will try to sign you up for a sales presentation...) But the concierge will also let you know all the places the resort credit can be used, and you will have to sign a document acknowledging that.