I have a crazy story about my daughter (physician) (and yup, definitely hijacked this thread, sorry). Two weeks or so ago she was not feeling well and had coronavirus symptoms. Try as she may (and trust me, she is the most persistent person I know) she could not get authorization to be tested. Not feeling it was ethical to return to work, she had a respiratory viral panel done (spending her own money to do so). She tested positive for Coronavirus OC43. OC43 is a cousin to COVID-19. This explains why she had the coronavirus symptoms. There are some theories and studies in progress that think perhaps having OC43 will give you immunity to COVID-19. I keep thinking how awesome it would be for her to be tested for the antibodies. It will be peace of mind for her. She is tormented (as I'm sure everyone in the medical community is) about bringing COVID home to her family (she is considering living away from them for a few months). But also, she could then treat patients more freely. So that's my wish - a test for antibodies.
I hope your SIL is okay. My sister (a nurse) and I were just talking about this tonight, why not just get it over with (to which my daughter would say, because it might kill
you).
Maybe I can bring this back to topic. One reason I don't "mind" giving refunds, I appreciate the decisions being made to cancel vacations. I don't want to be the reason anyone travels at this time - glad to see people staying home.
Best of luck to everyone!