HitchHiker71
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My brother, who lives in Pasadena and still has a house, was scheduled to get a new roof this past week. Now he REALLY needs it. They have minimal fire damage and massive wind damage. So they really need a roof now. He couldn't imagine now when he'd get it and planned on tarping his house (if it ever rains in CA again). And... they came this week and are putting his new roof on. A feel good story, IMO, they are not at all taking advantage of the situation.
Logically it makes perfect sense to prioritize lower claim amounts for repairs that will offset further claims with much higher claim amounts, such as replacing a roof, for properties that survived the fires.
Claims for replacing an entire home that must be rebuilt from the ground up aren’t going to be prioritized over repairable properties that survived the fires. I’d surmise those who have lost their homes might not agree - but from a risk management standpoint paying claims for damages is a lot less expensive and timely remediation of these types of claims will offset future claims for much higher amounts if these types of claims are delayed now. Not replacing a roof with heavy wind damage is only going to result in more claims for more damages over time.
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