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Two San Diego communities near us suffered major fire losses in 2003 (Cedar fire - 2300 homes) and 2007 (Witch fire - 350 homes). Houses that survived the fires sat empty for quite a while because of lack of utilities in the neighborhoods. It was a really rough few years for many. Rebuilding was tough as well.This always happens. Not a surprise. In fact, I'm worried about valuables in the homes that survived. I'm starting to consider options for friends and family homes, and we may decide to have stuff put in secure storage rather than stay in the house. At least I'm becoming optimistic that the homes that have survived so far in our area will continue to survive. I just don't know how long it will take to resume utilities and other services, not to mention the complete lack of any businesses in the neighborhood and that impact on life. My parents want to return to their home soon and its become difficult to explain how that’s not a likely outcome.
I am so sorry that your family has been affected. I hope that you can figure out the best way to move forward. I cannot imagine how difficult it would be to do that later in life. It is just a terrible tragedy.