Thank you everyone for this awakening! What is being described is completely different than what was sold to me. Even after asking the explicit question. Did I examine "page 438 subsection b" of the offering documents. No. But I expect a question, once asked, to be answered in a forthright manner.
The more I learn about MVC the more disillusioned I become. This is a fraud. There is no other way to explain it. The only reason I purchased $45,000 worth of points was because it was explained to me that I would forever pay the same amount in points per night. Even if transferred to my children. I had this exact conversation with two different sales reps. This was the major selling point. Otherwise there is no other plausible reason for giving them $45,000. I knew the maintenance fees would rise, but not the per night charges. Whatever the point chart was in 2015 when I bought..I was told would be my forever costs. No one ever intimated that the price for good weeks will rise but MVC will compensate for that by decreasing the cost of undesirable weeks.
$45,000 doesn't change my life, but I feel like a moron for falling for this. In all of my business years negotiating contracts and everything else, I have NEVER been lied to like I have been in this relationship. Shame on Marriott Vacation Club for perpetrating this fraud...but the shame is really on me for falling for it.