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Changes coming to VIP

jjmanthei05

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I can't see VIP worth close to the value unless it is being used for a rental business with a large resale purchase to go along with the retail purchase( 3-5 million points to go along with the 1 million retail). With this you could see your costs recovered in probably 1-2 years and hope they don't change the benefits going forward. Rentals don't seem to bare out much of a profit margin if any going without the discounts and upgrades because of the people just trying to dump their points to cover their mf. If you are purchasing this for personal use only, I don't see where you would get enough benefit out of VIP to justify the cost.

Jason
 

jjmanthei05

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Jason,
I am sure that will change as the Sea Gardens manager is taking the helm at Palm Aire.;)

Booo that. After the wonderful experience we had there not related to the resort, I don't think my wife want to go back but it's still annoying that they do that.

Jason
 

ronparise

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I can't see VIP worth close to the value unless it is being used for a rental business with a large resale purchase to go along with the retail purchase( 3-5 million points to go along with the 1 million retail). With this you could see your costs recovered in probably 1-2 years and hope they don't change the benefits going forward. Rentals don't seem to bare out much of a profit margin if any going without the discounts and upgrades because of the people just trying to dump their points to cover their mf. If you are purchasing this for personal use only, I don't see where you would get enough benefit out of VIP to justify the cost.

Jason

Now thats a plan...but use the PIC program for half of it and an assummable loan deal (from Wyndham Corporate for most of the rest)

Of course to even think of such a plan, you need to be crazy (like me)
 

jjmanthei05

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Now thats a plan...but use the PIC program for half of it and an assummable loan deal (from Wyndham Corporate for most of the rest)

Of course to even think of such a plan, you need to be crazy (like me)

With the current deal of $25,000 for 539,000 points through the loan program (not sure if it is still available) along with a PIC contract for 110,000 you may be able to get away with VIP Platinum for under $40,000. Again for rentals that may almost make it cheap enough to do. Or you could go the even crazier route and get adopted by whoever bought the original contract, transfer it to you since you would be direct family, then get unadopted. According to our local adoption agency you only have to pay the filing fee of like $300. Now that is a crazy way to get your VIP benefits...lol

Jason
 

e.bram

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Do gay spouses count as family? You could get married and divorced, like they do for green cards.
 

ronparise

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With the current deal of $25,000 for 539,000 points through the loan program (not sure if it is still available) along with a PIC contract for 110,000 you may be able to get away with VIP Platinum for under $40,000. Again for rentals that may almost make it cheap enough to do. Or you could go the even crazier route and get adopted by whoever bought the original contract, transfer it to you since you would be direct family, then get unadopted. According to our local adoption agency you only have to pay the filing fee of like $300. Now that is a crazy way to get your VIP benefits...lol

Jason

they wont let you PIC with an assumable deal...I tried

Gold is the best you can do on a budget..but you have to do it before Oct

508000 PICed points and 100000 bought retail, ($12000)
 

ronparise

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With the current deal of $25,000 for 539,000 points through the loan program (not sure if it is still available) along with a PIC contract for 110,000 you may be able to get away with VIP Platinum for under $40,000. Again for rentals that may almost make it cheap enough to do. Or you could go the even crazier route and get adopted by whoever bought the original contract, transfer it to you since you would be direct family, then get unadopted. According to our local adoption agency you only have to pay the filing fee of like $300. Now that is a crazy way to get your VIP benefits...lol

Jason

Ive been offered a deal where the current owner brings me on as a co-owner, (new deeds) We would then change the mailing address to my address and I pay the mf....sometime down the road we take him off the deed and I remain the sole owner...Since we never get a new Wyndham account the VIP status ought to continue

I turned it down because there was too much trust required..I didnt know him and he didnt know me..he was afraid I would stop paying fees and he would be stuck, and I was afraid he would still want to use the points or want a share of the rental income.

The fact remains that VIP is a valuable thing to some of us...its just not worth the money it takes to get there
 

rrlongwell

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Ive been offered a deal where the current owner brings me on as a co-owner, (new deeds) We would then change the mailing address to my address and I pay the mf....sometime down the road we take him off the deed and I remain the sole owner...Since we never get a new Wyndham account the VIP status ought to continue ... The fact remains that VIP is a valuable thing to some of us...its just not worth the money it takes to get there

I called Wyndham on this point awhile ago. They said adding a co-owner would work for VIP purposes until the orginal owner was dropped from the deed, then the VIP points associated with contract would not be VIP eligable points anymore and the VIP status would be removed.
 

kev5982

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So when I bought i was not married, so after I add my wife to the deed does the VIP Platinum go away when I die? I know a trust is the way to go, but in a trust how does Wyndham know who the original buyer is? You could put multiple names in a trust.
 

am1

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So when I bought i was not married, so after I add my wife to the deed does the VIP Platinum go away when I die? I know a trust is the way to go, but in a trust how does Wyndham know who the original buyer is? You could put multiple names in a trust.

The transfer would be between family and it would be "willed" to your wife.
 

rrlongwell

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The transfer would be between family and it would be "willed" to your wife.

Your wife would keep VIP privledges because she is immediate family and that is the provision that would be applicable. It would not have to be willed to your wife. She gets ownership by right of surviorship. Check the deed to make sure. I am not sure, you would need to check with Wyndham, but the Trust may have to have the benficary as someone that is eligable for the VIP benefits, but for the trust, i.e. spouse, child, etc.
 
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Cheryl20772

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Do gay spouses count as family?
I would think that only gay couples living in states that recognize civil marriage contracts would be able to count as family. That's something the law is unfair about. Some states have tried to make it more fair and allow the same legal status to 2 people in a contratual relationship as it does to a man and a woman with the same contract. If religion was truly separate from civil matters, each would be an equal person regardless of gender.

The way laws are now, they may be considered family in the state where they live, but not in the state where Wyndham does business. That's really messy.
 

ace2000

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I would think that only gay couples living in states that recognize civil marriage contracts would be able to count as family. That's something the law is unfair about. Some states have tried to make it more fair and allow the same legal status to 2 people in a contratual relationship as it does to a man and a woman with the same contract. If religion was truly separate from civil matters, each would be an equal person regardless of gender.

The way laws are now, they may be considered family in the state where they live, but not in the state where Wyndham does business. That's really messy.

Of course Wyndham could always trump state law with their company policy. Hard to imagine they'd stand up long to the wrath of the gay movement.
 

luvNMB52

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The transfer would be between family and it would be "willed" to your wife.

Not sure if I'm on the right thread, but the discussion seems to be going in the direction of my question. Background: My husband and I bought Wyndham Ocean Blvd. (retail - we were uninformed). We got 1 contract in Tower 4 for 154,000 pts. We paid that off and decided to buy another contract two years later (still retail - WHY didn't we find you guys sooner?!) in Tower 3 for 155,000 pts. The first contract has two names on it - my husband's and mine. The second contract has four names on it - ours and our two adult daughters. With the two contracts totaling 309 points we are VIP. When we go for updates, we are advised to combine our deeds (of course that includes buying more points) to get the daughters' names on the whole thing and to have one deed that is VIP. Also that when we die, that the deeds will probably be split between the girls and no one will have VIP. We've been tempted to buy more (actually had a contract once to put it all together with a Towers on the Grove contract which had ROFR - a horror story!! - we rescinded, thank goodness, with advice from the Wyndham forum that's been down for awhile!), but there has to be a better way to solve this. Any suggestions? Thanks!

btw, we do enjoy our VIP benefits - especially the discounted rates, upgrades, and no housekeeping points. This is particularly true now that we are retired and can be much more flexible in travel dates and diligent in watching for upgrades. Now that we are aware of how grossly we overspent, it does help to feel like we get a little something for our $$.
 

persia

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So what happens in a trust? If the points are in the name of a trust can Wyndham keep track of the officers of a trust? I mean from a practical standpoint they have hundreds of thousands of owners, if the computer says it's a trust is the original owner recorded somewhere that they can check?

I can see them using the "owner update" for this. The just walk in and say "oh Mr and Mrs Jones) and then new trust owners saying, "sorry we own the points now" and the salesperson thinking "let me mark that resale for you...." But does this really happen?
 

scootr5

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Not sure if I'm on the right thread, but the discussion seems to be going in the direction of my question. Background: My husband and I bought Wyndham Ocean Blvd. (retail - we were uninformed). We got 1 contract in Tower 4 for 154,000 pts. We paid that off and decided to buy another contract two years later (still retail - WHY didn't we find you guys sooner?!) in Tower 3 for 155,000 pts. The first contract has two names on it - my husband's and mine. The second contract has four names on it - ours and our two adult daughters. With the two contracts totaling 309 points we are VIP. When we go for updates, we are advised to combine our deeds (of course that includes buying more points) to get the daughters' names on the whole thing and to have one deed that is VIP. Also that when we die, that the deeds will probably be split between the girls and no one will have VIP. We've been tempted to buy more (actually had a contract once to put it all together with a Towers on the Grove contract which had ROFR - a horror story!! - we rescinded, thank goodness, with advice from the Wyndham forum that's been down for awhile!), but there has to be a better way to solve this. Any suggestions? Thanks!

btw, we do enjoy our VIP benefits - especially the discounted rates, upgrades, and no housekeeping points. This is particularly true now that we are retired and can be much more flexible in travel dates and diligent in watching for upgrades. Now that we are aware of how grossly we overspent, it does help to feel like we get a little something for our $$.

I would think you could just type up and record a new deed with your daughters' names on it, and then send the copy to Wyndham with $299 transfer fee. That's a lot less expensive than buying more retail points.
 

luvNMB52

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thanks, Scott. We will look into that. Seems pretty simple - wish someone at Wyndham could be so concise. ha!
 

kev5982

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Call Wyndham for sure, they sent me the same forms. No points to buy.
You will have to have the deeds changed to have all four names on them.
 

rrlongwell

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I would think you could just type up and record a new deed with your daughters' names on it, and then send the copy to Wyndham with $299 transfer fee. That's a lot less expensive than buying more retail points.

You can do that at anytime. Unless you are sure that your daughter wants all of the deeds and associated maintance fees when you pass on, I would not do this anytime soon. She should be an authorized user on the existing account. This is where the value to Wyndham Timeshares are. It is the heirs if they want to continue using them. I would not make it mandatory at this point in time for them. In your case, you might want to talk to a Estate Planning Attorney and put the timeshares into a trust with you, your spouse, and daughters as Benificaries.
 
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Owner Update takes away VIP status

Attended most upsetting owner's update while in Myrtle Beach Ocean Blvd. Rep told us that we would no longer qualify for VIP status because of new rules. We own 105,000 pts at Kingsgate and a 224,000 PIC week at Attitash. Neither are from resale. We've PIC ed the Attitash week successfully for years and enjoyed the benefits of VIP, but sales rep says:
1.) According to my acct., Wyndham considers my PIC wk "inactive" ~ why? sales rep can't say???
2.) Wyndham is going thru the RCI resorts and disqualifying many resorts from qualifying for the PIC program?? Why?? Again, couldn't answer ~~ postulated that Attitash wasn't up to Wyndham standards . . . hmmmm.... just last year we had to pay and extra $800 special assessment at Attitash for capitol improvement, so I doubt that's it. . .

Has anyone else heard about Wyndham illiminating some RCI resorts from qualifying from the PIC program??? Oh, BTW, Attitash is a fixed week, and not under the point system, and it was bought at full price, as was the Wyndham. It has always been available to PIC in the past.

I'm guessing this and much of what else was told to me is made up lies??
 

rrlongwell

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Attended most upsetting owner's update while in Myrtle Beach Ocean Blvd. Rep told us that we would no longer qualify for VIP status because of new rules. We own 105,000 pts at Kingsgate and a 224,000 PIC week at Attitash. Neither are from resale. We've PIC ed the Attitash week successfully for years and enjoyed the benefits of VIP, but sales rep says:
1.) According to my acct., Wyndham considers my PIC wk "inactive" ~ why? sales rep can't say???
2.) Wyndham is going thru the RCI resorts and disqualifying many resorts from qualifying for the PIC program?? Why?? Again, couldn't answer ~~ postulated that Attitash wasn't up to Wyndham standards . . . hmmmm.... just last year we had to pay and extra $800 special assessment at Attitash for capitol improvement, so I doubt that's it. . .

Has anyone else heard about Wyndham illiminating some RCI resorts from qualifying from the PIC program??? Oh, BTW, Attitash is a fixed week, and not under the point system, and it was bought at full price, as was the Wyndham. It has always been available to PIC in the past.

I'm guessing this and much of what else was told to me is made up lies??

Just called Owner Care. They confirmed they are in the process of reviewing all PIC contracts and eliminating a number of the resorts from eligability. He said this has not been formally announced. The existing PIC contracts on the selected contracts are not being honored. If I were you, I would call Owner Care and find out why your PIC contract is being shown as not active to determine if it is part of this system wide review or if it is something else. If it is a case that your contractual PIC rights have been eliminated, I would immediatly file with the BBB of Central Flordia. I would also print off copies of their on-line discriptions that say existing VIP benefits are being grandfathered and submit that with the complaint.

UPDATE: Owner's Care gave an addtional discription of what was happening. If it was a PIC contract that the underlying week went to RCI points or Owner does not own the underlying week at this point, then VIP credit is not going to be given. She said the review was on these two points and that it will be a slow process.
 
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ronandjoan

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Attended most upsetting owner's update while in Myrtle Beach Ocean Blvd. Rep told us that we would no longer qualify for VIP status because of new rules. We own 105,000 pts at Kingsgate and a 224,000 PIC week at Attitash. Neither are from resale. We've PIC ed the Attitash week successfully for years and enjoyed the benefits of VIP, but sales rep says:
1.) According to my acct., Wyndham considers my PIC wk "inactive" ~ why? sales rep can't say???
2.) Wyndham is going thru the RCI resorts and disqualifying many resorts from qualifying for the PIC program?? Why?? Again, couldn't answer ~~ postulated that Attitash wasn't up to Wyndham standards . . . hmmmm.... just last year we had to pay and extra $800 special assessment at Attitash for capitol improvement, so I doubt that's it. . .

Has anyone else heard about Wyndham illiminating some RCI resorts from qualifying from the PIC program??? Oh, BTW, Attitash is a fixed week, and not under the point system, and it was bought at full price, as was the Wyndham. It has always been available to PIC in the past.

I'm guessing this and much of what else was told to me is made up lies??

Yes, they are lies, to scare you into buying more.

We have heard this from EVERY update we have ever gone to,....

1. whatever we have is NO GOOD!!!!!!!
2. whatever points we have will not be able to be used!
3. The PIC program is no longer available!
4. Bonnet Creek is no good -- no one goes to Disney anymore, only to [MY ] resort!
5. You will never get to be in Tower 6 at Bonnet Creek unless you buy from me now.
6. The only way you will have points to go ANYWHERE is to BUY NOW FROM ME!
7. Your MF are way too high where you own, let's move all your points to [MY] resort and get a lower MF. ( Oh, and you have to buy more in order to do that.)
8. POints you buy on eBay cannot be used!
9. Any contracts you have that are not UID cannot be used. You are in serious danger of not having anything - this said from the second closer, veyr seriously, looking at us with sorrowful eyes....

well, NONE OF THIS has been true over the years,.... NONE,

Therefore, I never want to go again,and I try my best to prevent DH from wanting to go...

DH: oh, Let's go, Susie called again.

ME: "You do NOT have a relationship with Susie! She doesn;t care about you."

DH: "but, she's so nice....."

usually I take the phone off the hook firstthing but sometimes we have to leave one on for the internet (e.g. used to be at BonnetCreek)
 
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