Greg, thank you sincerely.
Per your last paragraph above, I found that old thread and my post to which you were alluding,
and I appreciate your remembering it. I've linked to it below. It was a a thread about
investing money independently as opposed to buying/financing timeshares, etc, and what
money could do over time---a somewhat similar conversation
regarding the financial analyses and "what to do and how to do it" contained in the current thread,
and it similarly evoked thoughts about "investments".
After re-reading my thoughts back in August of 2014, I can only say that for me, it's truer today than ever before. My kids are out on their own, but I see clearer than ever that the times, i.e. "moments in time", we shared together, especially on vacations courtesy of Marriott, were worth far more in this life than anything I could ever buy, realize through investment gain (instead of vacations), or obtain by any other method.
"Priceless" would be the trite old cliche, but I cannot come up with a better word or description than that. And that word means simply that there is no sum of money, regardless of the amount, that could ever begin to approach the value of something obtained. What would anyone take as a substitute for precious moments with their children? Say, for example a moment that the whole family remembers and subsequently bursts into laughter----something spontaneous that happened on vacation---- or maybe another completely different moment that instead causes everyone to well up and shed tears as they retell it. Could have been a special day for everyone, or maybe just a brief moment shared by only two, but regardless, it became seared into the memories and into the hearts. I have many of those, but then I'm a sentimental guy, and I hold onto such things tenaciously. Family vacations offered more opportunity for those moments, hence the value.
The more wonderful memories we have, the richer our lives become. As we get older, maybe memories will be all we have to cling to.
Timesharing has facilitated that to a significant degree. Growing up, I didn't have a lot of travel memories involving family, so I was determined to change that.
So contrary to my parents' practices, I decided to opt for planned vacations---- to "go and do"---- and that is, together as a family,
and to repeat often.
I might have been going against the old sage advice, but my motto has always been "Don't ever underestimate the QUANTITY of time together", as many have always touted simply the
quality of time together. I never bought into that.
Both are important, but I hold quantity in very high regard. Timesharing allowed for the quantity, and luckily also added the quality. When all is said and done, it doesn't really matter how anyone does it, though, it's just important to do it. If it's affordable and it appeals to anyone, go for it. We have our way and it worked out well.
Anyway, here it is......my thoughts as expressed in August of 2014 in the following thread, specifically post #23:
http://tugbbs.com/forums/index.php?...eek-or-just-keep-renting.216143/#post-1667332
To this day, Greg, I sincerely appreciate your reply immediately following that post.... I think it must have rung true for you too.
My hope back then (and still is now) was that maybe I could inspire someone out there to take a chance on putting their finger down on a calendar, or on a map, and say, "OK, this will be the day or place we will be going to spend time together", and then devising a method whereby they could do it....... then and again, and again.
Looking back on how we did it, I have no regrets. My wife says the same over and over in many different ways, and it's obvious that everything we have done, and everything we have seen "all together as a family", has not only been remembered but cherished. Nothing else would have been as valuable a substitute. As a matter of fact, it probably would never have happened at all. To this day the children thank me often for "whatever it was" that caused that little spark in the "Aha moment" two decades ago
when I suddenly realized "Yes, we can do this".
It literally changed our lives, and set up the bank into which we have repeatedly placed memory upon special memory.
There is no family conversation so precious as the one which begins, "Remember when....."
Like I said in that old post, "there are investments and there are investments".