It would depend on your use.
For example, if you have
Elite Premier, and make 10 reservations per year, then you are saving $790 based on online reservations. If you save any points that year, you save another $120 or more depending on when you save. If you use the Lyft credit, it is another $250 savings. If you use OS, it is a 30% discount so variable.
We do, at least, 10 reservations per year and use the Lyft credit for sure...so that is, at least, a $1,040 savings every year for us. We rarely save but knowing that it is free, definitely changes the way that you use the system because you don't worry about using all of your points each year. We don't really use OS or the luxury homes but have gotten many upgrades...not sure what dollar value to put on the upgrades since it is hit or miss. We don't convert to HH so don't realize that savings either. However, each of our Craig weeks cost us about $2k so every two years covers the cost of a week. Or, the savings more than covers the cost of MFs for a week, which was about $800/week this year for us....so a week + is free each year.
You could really maximize the use and have many more savings though. The
Diamond HH perks have saved us a lot when traveling in Europe because we get free breakfast and happy hour..and the happy hour is often full meals so that is dinner...plus upgraded rooms. We also get Diamond through the Aspire card though.
For the Max Tiers, you would just need to do similar math based on the cost of the retail week and the perks that you would use. It is hard to make up for the cost of a retail week though.
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