I am set up not to be charged for it coming Jan.
According the November annual statement (which
@HitchHiker71 refers to as a "dummy" statement), I am showing monthly charges of $252.62, which includes MFs for 126K CWA, 238K Kingsgate and PFs for 518K points (which includes the 154K FG contract that is gone). My December 16th auto pay (and corresponding statement) was for $232.88. Not sure where this came from, maybe it's pro rated for some reason?
My Jan 16th statement is for $243.99. $243,99 is the correct monthly charge with the 154K FG contract out and the corresponding PFs gone. So not sure really what happened in December, but from what it looks like now, I am being billed for the correct amount both MFs and PFs with the 154K FG contract gone.