• Please check out the review contest thread here vote for the best review and cast your vote for the best review to start 2020! winner gets a $50 gift card!
  • The TUGBBS forums are completely free and open to the public and exist as the absolute best place for owners to get help and advice about their timeshares for more than 26 years!

    Join tens of thousands of other owners just like you here to get any and all Timeshare questions answered!
  • TUG is starting a new contest that will award $50 to the best review submitted within the next two weeks!!

    Read more here
  • TUG has now saved timeshare owners more than $14,000,000 dollars just by finding us in time to rescind a new Timeshare purchase! A truly incredible milestone!

    Read more here: TUG saves owners more than $14 Million dollars
  • We completed the upgrade of the TUGBBS forums recently and are still working on issues/customizations/changes etc. Please post in the thread in the ABOUT TUGBBS section with your feedback. Note if you are unable to log in or access the forums please email us at tug@tug2.net!
  • Follow the TUG Member Banner as it travels the world on vacation with Timeshare owners! Also sign up to get the banner sent to you so you can submit a photo of your vacation with the banner to share with TUG! Banner Thread
  • Sign up to get the TUG Newsletter for free! Join tens of thousands of other owners who get this every week! Latest resort reviews and the most important topics discussed by owners during the week!
  • Our official "end my sales presentation early" T-shirts are available again! Also come with the option for a free membership extension with purchase to offset the cost!

    Read more Here
  • A few of the most common links here on the forums for newbies and guests!

Stressful week, icing our car got hit, surprised how I reacted

Panina

TUG Review Crew: Elite
TUG Member
Joined
Jul 13, 2015
Messages
4,634
Reaction score
5,433
Points
398
Location
South Carolina
Resorts Owned
Hgvc Eagles Nest, Hgvc Surf Club, Hgvc Indian River, Hgvc Anderson, Sunrise Bay & Club, Chetola, Jade Tree Cove, Banyan Resort, Blue Ridge Village
Glad you are OK, Panina. Cliff had the entire back side of his car sheered off last Friday, and every day I check with him to see if he has any aches and pains. Best I can tell from going to the scene with him the next day, he probably could have been deemed partially at fault for making an unsafe left turn, but since the guy who hit him just kept on going, doesn't look like that will be the case. He turned left on red after being in a T intersection waiting to make a left turn into the plant nursery that made up the T. The traffic coming toward him was in two lanes, but the lane closest to the curb gets wide there and as cars would proceed through the intersection a third lane appears. I suspect someone pulled out of the right lane a few cars back and roared through the intersection on the red light while Cliff was turning left in front of the stopped traffic. He thought he'd hit a curb or a pot hole, did not even sound like a car accident to him and he never saw what hit him. A lady pulled into the nursery to see if he was OK and to tell him the other driver kept going. Another man stopped to get our bumper and other various parts out of the street and hand them to Cliff. Since Cliff is almost 82 and he had clearly been in front of someone to allow them to rip the back of the car apart, I suspect there is some sneaky code somewhere that will flag our insurance account -- that is if we don't see an increase next time because of this anyway. Car will be gone 3 weeks at the shop.
At least Cliff is ok, that is what is important.
 
  • Like
Reactions: DrQ

pedro47

TUG Review Crew: Expert
TUG Member
Joined
Jun 6, 2005
Messages
11,647
Reaction score
2,410
Points
548
Location
East Coast
Not necessary in most cases. This just happened to my husband and it was easy peasy. Adjuster cane to look at our car and wrote us a check.

Happened to me once also. I never called my insurance company. No issues.
Was your husband hurt and did he go to the hospital, after the accident ? You do not have to respond.

Suggestion only.....Please take some time and heal and relax.
 

WinniWoman

TUG Review Crew: Veteran
TUG Member
Joined
Jul 16, 2010
Messages
9,118
Reaction score
4,686
Points
399
Location
Pine Bush, New York
Resorts Owned
Smugglers Notch Resort
Innseason Pollard Brook
Was your husband hurt and did he go to the hospital, after the accident ? You do not have to respond.

Suggestion only.....Please take some time and heal and relax.
No no. He thankfully was not hurt.
 
  • Like
Reactions: DrQ

DrQ

TUG Member
Joined
Jun 13, 2005
Messages
1,283
Reaction score
816
Points
323
Location
DFW
Resorts Owned
HICV, Westgate (second cousin, twice removed)
When you get rear ended you do not need to call your insurance company. You call the offenders’ insurance company and deal with them directly.
In most cases that is true ... BUT
Today was the icing on the cake. Our car was stopped in traffic for about 30 seconds and boom the car behind us crashes into us. He was stopped too. It was the car behind him that crashed into him. The driver admitted to the police officer she hit the accelerator instead of the brake. The car behind us was smashed front and back, probably a total. He was a tourist from Finland. The car that smashed into him had pushed in damage in the front.
You usually have to collect from the person who hits you. It is then up to them to recover from the person who hits them. Add in the tourist was probably driving a rental car.

If you have good insurance, let them sort this mess out.

ETA: My guess is that you will probably collect on uninsured/underinsured motorist coverage.
 
Last edited:

clifffaith

TUG Member
Joined
Feb 24, 2016
Messages
2,357
Reaction score
1,617
Points
223
Location
San Pedro, CA
Glad you are OK, Panina. Cliff had the entire back side of his car sheered off last Friday, and every day I check with him to see if he has any aches and pains. Best I can tell from going to the scene with him the next day, he probably could have been deemed partially at fault for making an unsafe left turn, but since the guy who hit him just kept on going, doesn't look like that will be the case. He turned left on red after being in a T intersection waiting to make a left turn into the plant nursery that made up the T. The traffic coming toward him was in two lanes, but the lane closest to the curb gets wide there and as cars would proceed through the intersection a third lane appears. I suspect someone pulled out of the right lane a few cars back and roared through the intersection on the red light while Cliff was turning left in front of the stopped traffic. He thought he'd hit a curb or a pot hole, did not even sound like a car accident to him and he never saw what hit him. A lady pulled into the nursery to see if he was OK and to tell him the other driver kept going. Another man stopped to get our bumper and other various parts out of the street and hand them to Cliff. Since Cliff is almost 82 and he had clearly been in front of someone to allow them to rip the back of the car apart, I suspect there is some sneaky code somewhere that will flag our insurance account -- that is if we don't see an increase next time because of this anyway. Car will be gone 3 weeks at the shop.
$10,440 in damages -- $1,000 is our share.
 

WinniWoman

TUG Review Crew: Veteran
TUG Member
Joined
Jul 16, 2010
Messages
9,118
Reaction score
4,686
Points
399
Location
Pine Bush, New York
Resorts Owned
Smugglers Notch Resort
Innseason Pollard Brook
Top