When DRI converted to HGV, I lost value via the new Hilton ratings (from Centum down to Diamond) and decided to default on my upcoming MF of $22K on 186,517 points for 2026.
I would give them away but MF costs are making that seem unattractive to others.
The 'Transitions' offer from HGV is laughable - why would I pay 1-1/2 X maintenance fees to let them take back points for no travel ?
My age makes travel less fun now.
Don't care about credit ratings if I get dinged that way.
Is there any point in trying to contact Hilton to advise ?
Or just see what happens ?
Thanks for any suggestions!