Sticky - Hilton Vacation Club / DRI now accepting deedbacks - Give back your HGV/Diamond Resorts Timeshare

[artringwald]

The way I understand points ownership with HVC is: a bunch of deeds are put in a trust, then trust points are sold to use within that collection of deeds. Maintenance fees are calculated by adding up all the operating costs of the collection and dividing by points. It may be cheaper to own a deed in a single property with low fees versus the aggregate costs of all the resorts in a collection.

I should add that when you buy points from the developer, they are attached to a trust/collection. You can book any resort managed or affiliated with HVC. If you ever sell those points, the buyer will only be able to book within the collection. The overhead changed by HVC for managing the trust is excessive, and the fees for a deed can be 35% lower than the fees for an equivalent number of points. Points or deeds can be exchanged through HVC's own Destination Xchange program, with some added fees.