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Paid MF with new Chase Sapphire Reserve card for $600 credit

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Very interesting.

Wondering how to get the fees waived for Amex Plat, Chase Ritz, and Chase Saphire...
 
So yesterday I got text alerts that my "regular" Chase Sapphire card was compromised. Discovered someone tried to charge $200 at a Sears Roebuck about 75 miles east of where I live. So I had to cancel it, which was a bummer cause it's my "Go To" card these days. (And I was not looking forward to the process of editing all the Auto Pays I had connected to it.)

Literally 30 minutes later, a FEDEX dude delivers an envelope. I open it up and it's a Chase credit card.

I was thinking, "Now THAT is good customer service." Then I realize that it was my brand new Chase Sapphire RESERVE card, the one that I applied for the day before.

Still excellent customer service, but not as good as a 30 minute turn around. Which, if you had any idea how much I put on my Chase card, would still be a win-win for Chase and me.

Anyway, I just input my new Reserve card for all those Auto Pays, just in time for the 15th, when most of my auto payments are due. Good thing cause I need to spend $4000 to trigger my 100,000 bonus. :banana:
 
I combined RCI deposits using the new Chase Sapphire card and the charge went through as travel with an instant credit. :)
 
Ken555 said:
How does this compare with using Avios? I'm able to get LAX-HI flights for 12,500 Avios each way, which I collect using the BA Chase cc. Can you get a round trip flight to Hawaii using Chase points and the new card for less than $25,000 in spend?
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Difference is that all flights and times can be purchased. AA flights or AA flight using Avios need to be released and if you noticed recently they release very few. This really matters for Maui or Kauai flights. Seems to me that best will be to use Chase UR points with Chase Reserve card at 1.5 cents to purchase tickets you want at times you want and earn mileage on the purchased tickets.
 
DavidnRobin said:
interesting thread...
As our annual fee is due, I called the AMEX SPG Customer Rep number (from FlyerTalk forum), 1-800-452-3945, and while they claimed they will not waive $95 fee - they did give me a $100 credit for keeping the account. (Told them the reason to leave was due to split from Costco)
So... I kept the card - though the Chase Sapphire looks good with the travel bonus.

YMMV - I have a long standing with AMEX SPG, and have primarily used this in the past (pre-Costco split), so they can see my spend rate ($30-40K per year). I also signed up for the Costco VISA since we get our gas there as well as shopping.
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David: With this new Chase Reserve card, the only use for Costco card is GAS and COSTCO purchases. NOT restaurants or travel.

Chase Sapphire Preferred is NOT a good deal now that Chase Reserve is available.

Study this as it is a great deal.
 
We also applied for the Chase Sapphire Reserve the day it came out - the 100k bonus is amazing, the primary rental car insurance great, the travel insurance better than most other cards (except our old chase card), Premier Pass for lounges a great value, and the points transfer is fantastic. For those that fly Delta, Korean Air also lets you book Delta with points. Looks like our Citi Prestige is going to be obsolete. :wave:

We need to buy airfare to Alaska for the holidays, and airfare to Phoenix for a trip, and our ski passes, so the $4000 spend is going to be hit asap. :whoopie:

Yes the annual fee showed up before it arrived BUT the day it arrived I booked Phoenix, and bam, within 24 hours (or less) the $300 credit popped up. Annual fee now $150 :banana:
 
duke said:
Difference is that all flights and times can be purchased. AA flights or AA flight using Avios need to be released and if you noticed recently they release very few. This really matters for Maui or Kauai flights. Seems to me that best will be to use Chase UR points with Chase Reserve card at 1.5 cents to purchase tickets you want at times you want and earn mileage on the purchased tickets.
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Choosing random weekend dates in March, the least expensive nonstop to Maui is currently $759 from LA (and that's not even direct with the airline, so likely more with Chase). Assuming I earn one point per dollar spent on this card, which appears to be most applicable to me though there will be exceptions of restaurant and travel at the higher rate, that means I need more than twice the amount in spend (at the 1.5 points travel redemption rate) as compared to Avios, which was my only question (availability is a related, but separate, concern).

$759 is 50,600 points with the 50% bonus redemption via their travel site.

If my spend is strictly those categories that earn three points per dollar, then this would require spending $16,867 for this ticket which would be a great redemption value. However, that's not realistic for many of us though I can see myself using this as the go to restaurant and travel card (though I'm still liking my 2.1% benefits from Barclaycard for travel).

Even if I spend some on travel and restaurant to earn three points per dollar, the bulk of my spend will only earn a single point each.

It's early and my math skills take time to wake up, but am I incorrect?

It seems to me that, availability concerns aside, Avios is still a much better redemption option for LA-HI on AA. The risk of availability and limitation on options with Avios is a question that each of us might assign a different value.

All that said, I'm still leaning toward getting this card if only for the first year for the included 100,000 points since that alone would get $1500 toward travel, which is still worthwhile even after the net annual fee.
 
duke said:
David: With this new Chase Reserve card, the only use for Costco card is GAS and COSTCO purchases. NOT restaurants or travel.

Chase Sapphire Preferred is NOT a good deal now that Chase Reserve is available.

Study this as it is a great deal.
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Hi Duke: Thanks for the clarification on the CC name. I was referring to the Chase Reserve card - I will look into it, but now that I have an essentially no fee SPG AMEX for a year, and the Costco VISA - not sure if I need more cards (and points) to track.

Is it correct that an additional card is $75 for member (Robin) of household?
 
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DavidnRobin said:
Hi Duke: Thanks for the clarification on the CC name. I was referring to the Chase Reserve card - I will look into it, but now that I have an essentially no fee SPG AMEX for a year, and the Costco VISA - not sure if I need more cards (and points) to track.

Is it correct that an additional card is $75 for member (Robin) of household?
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Hey David: Yup, they charge for the AU because it's an additional Priority Pass. In this case, you don't need for Robin as you travel together and this PP includes free guests.

Best to get another Reserve card in her name for an additional 100,000 bonus points worth $1,500.

Use this new Chase Reserve card to pay your Timeshare maintenance fees for 3X points at 1.5 cents which is much better than SPG AmEx. Get 2 for you both now (near time to pay TS maint fees) so you can each each attain the $4k spend in 3 months and receive 200,000 bonus points.
 
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I received my card yesterday. Due to the shortage of materials, I received the temporary plastic one. I'm still on the fence whether or not to add an authorized user or not. I visited the priority pass site last night and it looks like the cost to access the lounges are $27 for the card holder and $27 per guest. Is this correct or am I missing something? Also, if the authorized user and I will be traveling together in most cases, is there much benefit in adding them?
 
nokaoi9 said:
I received my card yesterday. Due to the shortage of materials, I received the temporary plastic one. I'm still on the fence whether or not to add an authorized user or not. I visited the priority pass site last night and it looks like the cost to access the lounges are $27 for the card holder and $27 per guest. Is this correct or am I missing something? Also, if the authorized user and I will be traveling together in most cases, is there much benefit in adding them?
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Guests are free when they are with you so you don't need an AU additional card.
 
nokaoi9 said:
I received my card yesterday. Due to the shortage of materials, I received the temporary plastic one. I'm still on the fence whether or not to add an authorized user or not. I visited the priority pass site last night and it looks like the cost to access the lounges are $27 for the card holder and $27 per guest. Is this correct or am I missing something? Also, if the authorized user and I will be traveling together in most cases, is there much benefit in adding them?
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There are different levels of priority pass. The one you get with reserve is free for members and guest
duke said:
Guests are free when they are with you so you don't need an AU additional card.
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If you don't add the AU, that person mostly likely will not be covered for the travel insurance benefit, car insurance, etc. I frequently travel without my husband so would want the coverage for myself as well.
 
GrayFal said:
There are different levels of priority pass. The one you get with reserve is free for members and guest

If you don't add the AU, that person mostly likely will not be covered for the travel insurance benefit, car insurance, etc. I frequently travel without my husband so would want the coverage for myself as well.
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This is what I found out on the points guy site.


"A more reliable way to get guest lounge access is to add your travel companion as an authorized user on your card account. Authorized users get their own Priority Pass membership with the Sapphire Reserve and Platinum Card, as well as the Citi Prestige Card. All three cards charge a fee to add users, but secondary cardholders may be eligible for other benefits that offset the cost. If you don’t travel with the same companion regularly, another option is to cover guest lounge access with" .... Other cards

https://thepointsguy.com/2016/09/second-priority-pass-membership/

I am currently filing a claim for my daughter with chase Sapphire and can do this because she is an authorized user on the card. So $75 is worth it for me to get the benefit.
 
nokaoi9 said:
I received my card yesterday. Due to the shortage of materials, I received the temporary plastic one. I'm still on the fence whether or not to add an authorized user or not. I visited the priority pass site last night and it looks like the cost to access the lounges are $27 for the card holder and $27 per guest. Is this correct or am I missing something? Also, if the authorized user and I will be traveling together in most cases, is there much benefit in adding them?
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My husband and I are each going to get the reserve card, initially at least, for the bonus. (Well, we'll get the second after the first hits the spend limit.) And we may keep them both - when you factor in the travel credit the fees for each card is only $150/year, so $75 more than adding an AU, and you both get PP when traveling separately and primary travel/rental insurance etc.
 
Gaozhen said:
My husband and I are each going to get the reserve card, initially at least, for the bonus. (Well, we'll get the second after the first hits the spend limit.) And we may keep them both - when you factor in the travel credit the fees for each card is only $150/year, so $75 more than adding an AU, and you both get PP when traveling separately and primary travel/rental insurance etc.
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AGREED!

ALSO, Paying timeshare maint fees with Reserve card earns 3x travel points. Best deal here:whoopie: Much better than starwood AmEx.:hysterical:
 
Any ideas on how much longer the sign-up bonus will last?
 
This card makes Starwood AmEx worthless. Besides the $300 per calendar year travel credit you ALSO get 3x Points AND the 3x points are worth 1.5 cents to purchase travel. SO, that is $300 per calendar year AND 4.5 cents towards travel. Much more valuable than Starwood AmEx!
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This is what I am thinking as well. I cannot convince myself one way or the other. I do know I have a lot of starpoints built up right now. I keep wondering how the SPG card is going to treat my SBP MF's in the future. This year, I did get 2X points, but what about next year?

The Ultimate Rewards Portal is my favorite place to book travel, but I do a lot of manufactured spend, so I am a bit on the wild side from the rest of you.
 
I made a payment towards 2017's MF's earlier today. Do you know how long it typically takes for the $300 credit to show up?
 
I ordered one for the DW. She was approved immediately. Now, I am debating to get an additional one for me but they want $75 (I think)..Not sure since I have other CCs I am using now...

Everybody seems to be loving this CC. According to TPG, Starwood CC is still better for spending categories other than Saphire 3x...
 
Everybody seems to be loving this CC. According to TPG, Starwood CC is still better for spending categories other than Saphire 3x...
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I think Starpoints + cash for the upper echelon of hotel categories is a good value. But I rarely stay in hotels.

I asked about hotels for an upcoming Europe trip here on TUG and people thought it odd I would want to stay at Americanized hotels, instead of the more charming hotels, which aren't Hyatt, Holiday Inn, Carlson, Hilton, or Starwood, apparently.
 
duke said:
Use this new Chase Reserve card to pay your Timeshare maintenance fees for 3X points at 1.5 cents which is much better than SPG AmEx. Get 2 for you both now (near time to pay TS maint fees) so you can each each attain the $4k spend in 3 months and receive 200,000 bonus points.
Click to expand...

A word of caution about this, WSJ and HRA maintenance fees post as "Miscellaneous Retail". SBP and SVV post as "Travel". So, saying that paying your MF qualifies for the 3x points and for the $300 is not correct.

At least that's how mine posted, YMMV...:mad:
 
rickandcindy23 said:
I think Starpoints + cash for the upper echelon of hotel categories is a good value. But I rarely stay in hotels.

I asked about hotels for an upcoming Europe trip here on TUG and people thought it odd I would want to stay at Americanized hotels, instead of the more charming hotels, which aren't Hyatt, Holiday Inn, Carlson, Hilton, or Starwood, apparently.
Click to expand...

Agree, cash + points is my favorite. That applies to Hilton, Marriott, and Starwood. Too bad this is not possible at all properties. I would like to know what's the logic behind this. Probably desirability of the property in the given season...
 
Helios said:
A word of caution about this, WSJ and HRA maintenance fees post as "Miscellaneous Retail". SBP and SVV post as "Travel". So, saying that paying your MF qualifies for the 3x points and for the $300 is not correct.
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All my maint fees posted as Travel - Lodging. Checked last year end amex summary on line. very easy to check as it shows catagories.

WMH, SMV, WPORV, VV.
 
duke said:
All my maint fees posted as Travel - Lodging. Checked last year end amex summary on line. very easy to check as it shows catagories.

WMH, SMV, WPORV, VV.
Click to expand...

Would Chase post transactions differently than Amex?

Like I said, in my case, SVV and SBP posted as travel, but WSJ and HRA did not. So, don't assume yours will post as travel blindly...it seems it can be assumed that your properties plus SBP are a safe bet.

Also, can the posting transaction category change over time? Probably...
 
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