Can rental rights be suspended?

[mwlcarter]

Hello.

We’re new to TS… we bought 8000 HGV Max points retail (wish I’d known about TUG!). I’m thinking of expanding our portfolio through resale to have HGVC points to either take more expensive vacations or to rent weeks through go-koala to cover all our MF.

My wife is concerned about doing this because she thinks Hilton could change things so we couldn’t rent out weeks and then we’d be stuck with lots of MF and no way to cover them. (Ideally we want to cover all MF through rental and have enough points left over for a couple trips per year).

Is this something we should be concerned about, or is renting unused points such an entrenched part of the TS industry that it’s not going anywhere?

 

[dioxide45]

Renting HGVC Club Point reservations is against the club rules and HGVC is quite strict with this. You can only rent our your home resort week. HGV Max reservations are the same and can't be rented. Buying to rent and cover all your maintenance fees to work, but you need weeks that can rent for a substantial profit over the maintenance fees. It can take years of learning what is good and what isn't before things start to work well.

 

[mwlcarter]

Can an HGV Max reservation be rented with a Guest Certificate? One is included for free each year for us, and we can purchase additional ones if needed. Never done it before so don't know if we need to know the name of the renter... ideally I'd like to use go-koala's HGV Hub for this. Wondering why a product like Koala's HGV Hub exists if Hilton is strict with this... unless somehow going through Koala obfuscates things.

 

[mwlcarter]

Incidentally, the salesperson told us to use go-koala.com or vrbo to rent out our points to cover maintenance fees, in her words "only 2% of people actually end up paying maintenance fees, everyone rents out points to cover them". She just said not to mention that at the paperwork review stage.

 

[pedro47]

Incidentally, the salesperson told us to use go-koala.com or vrbo to rent out our points to cover maintenance fees, in her words "only 2% of people actually end up paying maintenance fees, everyone rents out points to cover them". She just said not to mention that at the paperwork review stage.

Did the salesperson show this example in writing and did they give you that information in writing?

Yes! I read your last sentence. When that salesperson told you that not to mention that at the paperwork at the review stage. Red Flag…Now if that was a true selling point. Do you not feel that should be included at the paperwork review stage and in our contract. Right or Wrong ?. Did you read dioxide45 post?

 

[GT75]

we bought 8000 HGV Max points retail

Do you own in HGVC (you will own a deeded week at a specific resort) or HVC (trust points in a particular collection such as US or HI). I suspect that you own trust points which I am pretty sure can not be rented.

Incidentally, the salesperson told us to use go-koala.com or vrbo to rent out our points to cover maintenance fees, in her words "only 2% of people actually end up paying maintenance fees, everyone rents out points to cover them". She just said not to mention that at the paperwork review stage.

A complete lie.


btw, I moved your thread to the HGVC forum. If you are in HVC, I will move it there.

 

[HuskerATL]

Hello.

We’re new to TS… we bought 8000 HGV Max points retail (wish I’d known about TUG!). I’m thinking of expanding our portfolio through resale to have HGVC points to either take more expensive vacations or to rent weeks through go-koala to cover all our MF.

My wife is concerned about doing this because she thinks Hilton could change things so we couldn’t rent out weeks and then we’d be stuck with lots of MF and no way to cover them. (Ideally we want to cover all MF through rental and have enough points left over for a couple trips per year).

Is this something we should be concerned about, or is renting unused points such an entrenched part of the TS industry that it’s not going anywhere?

HGV Max is a program, not an ownership. If you own a deed, then you own in HGVC, HGVClub with HGV Max and can rent out your HW. If you have trust points, then you own in HVC/Diamond or The Club with HGV Max. You don't have a HW there, since it is a collection. I am not sure about their rental rules.

You can look in the rules guide in the rules sticky. For trust points, you would need to look in the Diamond forum.

 

[cd5]

Embarc members can rent their points, it's in our Master Declaration and part of our Member Guidelines. There is a copy of the Guidelines in one of the posts (#10) at the top of this sub-forum. Note that we are part of HGVC although kept "separate" due to the governance documents.

2026 HGVC, HCNY, HGV Max Club Rules, Fees and Tips

2026 HGVC, HCNY, HGV Max Club Rules, Fees and Tips (1) Hilton Grand Vacations Club (HGVC) 2026 Club Rules & Fees & Resorts Club Point Charts and Open Season Rates - Post #2 2022, 2023, 2024, 2025, and 2026 Fee Change Comparison - Post #3 2022, 2023, 2024, 2025, and 2026 Open Season Rate Change...

tugbbs.com

 

[mwlcarter]

We have 5500 HVC Max points that are trust points (purchased Jan 2026), then at our "New Member Journey" trip (early March) we got suckered for another 2500 trust points. U.S. Collection.

I am now completely confused by all the acronyms, and am feeling like we got screwed even more than we realized.

 

[HuskerATL]

Can an HGV Max reservation be rented with a Guest Certificate? One is included for free each year for us, and we can purchase additional ones if needed. Never done it before so don't know if we need to know the name of the renter... ideally I'd like to use go-koala's HGV Hub for this. Wondering why a product like Koala's HGV Hub exists if Hilton is strict with this... unless somehow going through Koala obfuscates things.

You can rent out your Homeweek, that is it and yes, you can use a guest cert but this is for HGVC

 

[GT75]

Embarc members can rent their points

You are correct, HGV includes several more TS systems because HGVC & HVC. Just love the confusion that HGV has made, NOT.

 

[HuskerATL]

We have 5500 HVC Max points that are trust points (purchased Jan 2026), then at our "New Member Journey" trip (early March) we got suckered for another 2500 trust points. U.S. Collection.

So this is Diamond, not HGVC. You will need to ask the Diamond owners the rules on renting. @GT75 can move this thread to the Diamond forum

 

[GT75]

We have 5500 HVC Max points that are trust points (purchased Jan 2026), then at our "New Member Journey" trip (early March) we got suckered for another 2500 trust points. U.S. Collection.

Moved the thread to the HVC forum. You are in the Hilton Vacation Club.

 

[GT75]

I suspect that you own trust points which I am pretty sure can not be rented.

I am not an HVC member, so I'm not sure about the rental of a TS in that system. I will defer to HVC members.

 

[davidvel]

Incidentally, the salesperson told us to use go-koala.com or vrbo to rent out our points to cover maintenance fees, in her words "only 2% of people actually end up paying maintenance fees, everyone rents out points to cover them". She just said not to mention that at the paperwork review stage.

Wow, just wow. That she would be that brazen. That she wouldn't think that would make a buyer question her. That a buyer would think "I'm being sneaky" and getting some special benefit but should hide it at contracting. Scary.

 

[cd5]

So this is Diamond, not HGVC. You will need to ask the Diamond owners the rules on renting. @GT75 can move this thread to the Diamond forum

Diamond does not allow rentals. There may be a few exceptions for specific resorts, but members have had their usage suspended in the past when it was discovered they were renting (on Redweek at the time)

 

[rickandcindy23]

Wo, just wow. That she would be that brazen. That she wouldn't think that would make a buyer question her. That a buyer would think "I'm being sneaky" and getting some special benefit but should hide it at contracting. Scary.

That was my reaction as well. "Don't let the closer know what I said..."

 

[mountainboy]

we’d be stuck with lots of MF and no way to cover them. (Ideally we want to cover all MF through rental and have enough points left over for a couple trips per year).

Your wife is right...
You have been given excellent advice by others.

Rule #1> Don't trust the TS Salesperson
Rule #2-10: Remember Rule #1: If Their Lips are moving, they are lying...

Sorry, you got fed these lies. Pls do some more research & due diligence and for Pete's sake, do NOT buy a TS for rental primarily.
It is NOT an investment; it is a discretionary expense for enjoying precious time/vacays with your family.
Best!

 

[mwlcarter]

So interesting thing... I'm reading the terms and conditions of a special offer (Williamsburg 75% off points for travel before May 21) and I read this:

"This offer cannot be used in conjunction with any other offer or points discounts for late availability. Discounts offered are subject to change prior to issue of a confirmed booking. Points may not be rented using these discounted offers."

Notice that last sentence? LOL. Well, despite what their rules say, I guess they acknowledge that points are being rented. I'd even say that sentence implies it's ok so long as it's not in conjunction with a discount offer.

 

[SmithOp]

Incidentally, the salesperson told us to use go-koala.com or vrbo to rent out our points to cover maintenance fees, in her words "only 2% of people actually end up paying maintenance fees, everyone rents out points to cover them". She just said not to mention that at the paperwork review stage.

Sorry, I got a huge laugh out of that 2% comment, wasn't laughing at you.

If only 2% are paying maintenance fees that means 98% of the occupancy is rentals right? What a whopper of an implausible LIE!

 

[mwlcarter]

Sorry, I got a huge laugh out of that 2% comment, wasn't laughing at you.

If only 2% are paying maintenance fees that means 98% of the occupancy is rentals right? What a whopper of an implausible LIE!

She was saying we could rent for example half our points, cover the maintenance fees, and have enough points left over for our own vacations.

 

[sponger76]

She was saying we could rent for example half our points, cover the maintenance fees, and have enough points left over for our own vacations.

You actually believed that? If only it were that easy to consistently rent for double the amount of underlying maintenance fees. Only the absolutely most desirable unit types at the most desirable resorts at the most desirable time of year *might* get that. The kinds of reservations that could command that type of premium don't even make up 10% of available inventory in the system, much less enough that 98% percent of owners being able to make and rent out those reservations in order to cover all of their maintenance fees and still be able to take their own vacations at the times/places that they really want.

 

[mwlcarter]

Well, we were wide-eyed newbies being subjected to high pressure sales, so yeah... obviously won't fall for that again since I've found TUG and learned a lot more.

Our timeshare in Tampa got hit by two hurricanes in a row so it's still being repaired, and we'd been given an RCI certificate to make up for our week; we went to Orlando, were offered our resort fees back if we attended a sales presentation... and clearly we didn't know what hit us.

 

[dioxide45]

Well, we were wide-eyed newbies being subjected to high pressure sales, so yeah... obviously won't fall for that again since I've found TUG and learned a lot more.

Our timeshare in Tampa got hit by two hurricanes in a row so it's still being repaired, and we'd been given an RCI certificate to make up for our week; we went to Orlando, were offered our resort fees back if we attended a sales presentation... and clearly we didn't know what hit us.

I think that is the main reason that HVC resorts have resort fees they charge to exchangers. They offered to waive resort fees for us when we stayed at a Hilton Vacation Club (former Diamond) last month in Virginia Beach. It worked, we went and got 50K Hilton Honors points too.

 

[davidvel]

You actually believed that? If only it were that easy to consistently rent for double the amount of underlying maintenance fees. Only the absolutely most desirable unit types at the most desirable resorts at the most desirable time of year *might* get that. The kinds of reservations that could command that type of premium don't even make up 10% of available inventory in the system, much less enough that 98% percent of owners being able to make and rent out those reservations in order to cover all of their maintenance fees and still be able to take their own vacations at the times/places that they really want.

Correct. To add to this, if they could get double the MF, and it were allowed, there would be huge investment groups buying these up to make a boatload. Yes, there is an upfront cost, but this could be recouped quickly at those figures.

If it was legit, they wouldn't be trying to sell it to us little guys, they would keep the riches for themselves. This is inherently true with practically all "get rich quick schemes."