They just have the gold designation. They deserve elite, that fleur de lis designation is appropriate for Disney.
I have not been able to look at any information about a trade into DVC to see if the $190 fee is going up at all, but I am willing to pay more than the $190 I was paying. Now that Disney no longer includes the transportation to/from the airport, that fee could be a waste of money for some. If you have to rent a car, anyway, then it would give some people pause to pay extra money for DVC.
Resale value for some good traders in II will go up again. I paid $1,600 + closing costs for my first SBP years ago. It traded into DVC quite well.
I go back and forth on what I find valuable in RCI/ Wyndham and II. Wyndham points are quite valuable, my weeks are not doing well in RCI, but I am stuck with those.