The system already differentiates between different point buckets based upon contract status. The system today already disallows ARP bookings if you don't have enough ARP qualified points to make a booking. For example, last year I tried to making a booking in the ARP window that was beyond the number of CWA ARP points that I had available. At that time I still had two bonus contracts with points, along with PIC converted points for the future use year. My points bucket, which is a conglomeration of all available points, for the future use year, had more than enough points in it to make the booking, but my ARP qualified points only consisted of the leftover 134k CWA points. When I attempted to make the ARP booking - I received an error in red text indicating I only had 134000 ARP eligible points. In the use year, I had well over 400k bucketed use year points in comparison, but neither bonus nor PIC points are ARP eligible as the member directory spells out. This means the system is already capable of differentiating between point types, as is clearly evidenced by the fact that the system came back and told me in red highlighted text that I only had 134000 ARP eligible points to use for the booking in question.
With this in mind, I don't see any advantage in making the system more complex by completely separating out the points buckets into different accounts since the system already accounts for this functionality today. Perhaps the system could do a better job of delineating the points within your use year bucket and what those points are eligible to book against - this could be as simple as adding a few line items in the current system under the " Ownership | Points" area for each use year:
####### / Total Available Points | Total Use Year Points: #######
####### / ARP Available Points | Total Use Year ARP Points: #######
####### / VIP Available Points | Total Use Year VIP Points: ####### (would only display for VIP owners)
These values would change whenever you switch Use Years within the current interface. Screenshot below for ease of reference:
View attachment 16366
Were Wyndham to decide to enforce/limited resale contract VIP eligibility, they would simply modify the current code base to not include resale contract points in the "VIP" points bucket referenced above, and in so doing limit resale contracts for VIP owners.