Here's the relevant clause from my recent contract: Apparently my MF goes into an Escrow account. So, I will always have a credit balance in that account. That's the way I read it!
5. CLUB WYNDHAM Plus Assessment. Owner agrees to pay an annual CLUB WYNDHAM Plus Assessment
("Assessment") to the Trust for certain expenses of the Plan and the Owner's HOA in accordance with the Trust
Agreement, which Assessment shall include Owner's share of the expenses associated with the operation and
maintenance of the Plan, and may include Owner's proportionate share of Owner's HOA maintenance fees and
common expenses attributable to the Property ("HOA Fee") or, if the Property is not complete and the Owner is not
obligated to pay Owner's proportionate share of HOA Fee, an Alternate Usage Fee (as discussed in Paragraph 10
below) equal in amount to the Owner's proportionate share of HOA Fee. The Assessment shall be payable annually
in advance in either one installment or in monthly installments pursuant to an approved auto pay plan. The Plan
Manager shall cause the HOA Fee portion of the Assessment to be deposited into a CLUB WYNDHAM Plus escrow
account ("Escrow Account") until such funds become due and are delivered to the HOA. Owner authorizes the
Trustee or its assignees to withdraw the HOA Fee from and out of the Escrow Account and pay same over to the
HOA so long as said Property is subjected to the Plan.