Will Marriott ding your credit for failure to pay MF/Foreclosure?? Title issue discovered during "deed back" attempt.

[rickandcindy23]

We have 2 weeks with Marriott Desert Springs Villas. One is points and one is deeded. We purchased them 15+ years ago through a broker who is long out of business along with the title company. They do NOT have loans and are paid off. I lost my job due to medical retirement, can't afford $4500+ MF etc.

Unfortunately, the TS's gotta go. We tried to deed them back to Marriott a little while back, but they said one of them has a "title transfer issue" see below:


We paid the 2024 MF hoping things would get better...they did not.

I have not paid 2025 MF fees as I do not have the money. Will Marriott report to the credit agency and lower our credit? What does Marriott do if we continue to not pay the MF?

Thank you!!

Bob

What season are these? Red or Platinum (winter-spring?) They have resale value. You can give them away here on TUG as well.

 

[Fido Chuckwagon]

What season are these? Red or Platinum (winter-spring?) They have resale value. You can give them away here on TUG as well.

Not going to be able to do either if title is clouded.

 

[dioxide45]

The OP should really reach out to LT Transfers. They may be able to provide some advice but may not be able to directly help fix the problem. Perhaps they could but depending on the actual title issue it might require quiet title and that is something either an attorney or licensed closing agent would need to be involved with.

 

[rcdcowner557]

perhaps @LeslieDet might be able to weigh in.

I would not rely on legal advice provided in any Internet Forum.

 

[rcdcowner557]

I agree. My guess is some sort of defective deed issue vs. no deed at all. MVC must have seen a recorded deed of some type to transfer ownership on its books. There was another thread about a similar issue. MVC does not do a title search or even a rudimentary comparison of prior deed to current deed, IFIRC. If they deed is defective, they should demand that MVC remove them from the HOA's ownership rolls, as they are not entitled to be a member, and HOA cannot bill them. If they refuse, an attorney could easily sway them, as the HOA is 100% in the wrong if they do not own.

MVC's own closing department transferred a defective deed to us. I believe incompetence is at issue rather than foul play. I suspect in the very near future they are going to wish they had placed more value on hiring competent in-house legal staff.

 

[rcdcowner557]

I wouldn’t want to pay to have the title fixed just to have exit services for the third time. Tell me that they won’t work with me, and have it go to foreclosure anyway

Please update us on how this turns out. Deed issues are among many irregularities others are paying attention to with respect to MVW.