I can see very clearly that you're "really not understanding".
I agree, because mostly your arguments are such a skewed view of the world that I don't think we experience reality the same way.
There are many ways in which others stand on the graves of timeshare owners who should never have bought his or her timeshares (which, contrary to your ARDA self-serving statistic, is the overwhelming highest percentage of timeshare owners).
I honestly don't see why I should even feel the least guilt for someone else's mistake here - especially when there's so much cautionary information out there freely available and access to that information is a single search on a device in your pocket away. I also don't feel guilty that some people smoke cigarettes either.
To include but not limited to the following:
1) The timeshare owner is forced to sell for nothing or next to nothing to escape from his ongoing maintenance fee obligation, and some purchaser benefits thereby from his financial and/or emotional distress or illness/injury or advancing age, etc.. Standing on his grave.
No one is forcing anyone to do anything here. I'm not a mob boss making "an offer they can't refuse" or something. Again, you still haven't even begun to prove that even most sales are because of financial or emotional distress, and changing life circumstances like illness or advancing age isn't limited to timeshares FFS. Plenty of people have to sell their car, sell their homes and move to assisted living, etc. Are those buyers "standing on their grave"? Do you really claim that there's no reason anyone might move on from a TS other than distress? And if you actually claim that it sounds to me like something people really really like and would prefer not to get rid of if they can avoid it.
But you might say I'm missing the important part - that it's sold for nothing or "next to nothing", whatever that means. Timeshares aren't an investment, they're like cars - Do you feel like the dealership is standing on the grave of someone trading in their 20 year old car and giving them $300 for it?
2) The timeshare owner, by paying megabucks up front for his timeshare, SUBSIDIZES others' maintenance fees.
WHUT the actual f**k. I'm basically 99% sure this isn't how this works, or else ongoing sales would show as discounts. The developer sales don't go to the HOAs at all from what I've read on TUG and seen in the documents they send me. The megabucks give the developers a lot of money, but that isn't used to pay MFs in any way beyond the developers paying for the units they own - just like everyone else.
Others thereby benefit from his enriching the timeshare entity far beyond what they should have gotten,
What "should they have gotten"? I agree, the rates are super high, but I also think a huge bunch of that is paying for the "gifts" to come to the sales presentations, not anyone's MFs.
and have to pay lesser maintenance fees as a result.
Please please show me anyplace that isn't "the inside of your ass" that claims retail sales lower MFs for existing owners.
So you weren't a world class Einstein genius by your paying lower maintenance fees for your vacation lodging than what others pay for their hotel rooms.
Have you not read what I've been saying? In no place did I claim I was a genius,
in fact I said several times one reason I don't feel especially bad for the retail purchasers is that
anyone can do what I did. In any existing system, basically no one
has to buy retail, there's a lot of resale deeds out there. And TBH I think one way to bring down retail prices would be if more bought resale (of people buying at all).
It's just that the timeshare system allowed you to now pay less because someone else was defrauded. Standing on his grave.
The timeshare system allowed me exactly bupkis here - deeded real estate lets you re-sell that property. Going rates are low but again, something depreciating after you buy it isn't someone being defrauded.
3) The timeshare owner, unable to go to his "week", or the week that he locked in via his points, has to rent to another at a bargain basement price which could be below his maintenance fees.
First, they don't have to do anything. They could just lose the week. They could have bought one of a bunch of trip insurance products, some direct from the TS company. You do realize that with a lot of travel things, like many hotel rentals or airline tickets you can't "resell" at all if you can't go, you just lose the money.
You benefit by paying little for the week's rental. Standing on his grave.
I'd phrase it as we both win - they get back some money - I have no idea if it's under, equal or over their MFs, I get a deal I like.
Your entire thing here is like the "not me" TS owner / buyer had no agency, was fleeced at every step, and at last I fleeced him again taking it off his hands.
If I thought the way you do about everything I'd need therapy to deal with all the guilt over the used cars, trucks, tractors, furniture, tools, camera gear, etc I've bought over the years. I don't think I could ever stand to go to a yard sale or flea market. I'd need to drink to manage an auction.
