I am a die-hard Disney fan, so much so that we got annual passes for Disney World every year until 2016, starting in 1998. So we had AP's for 18 years in a row, and then Rick said I needed to stop doing that. We were taking three multiple-week trips every year, since the kids started leaving home. It was my medication for empty-nest syndrome.
We got AP's for 2018 and then didn't renew in 2019, but 2020, we will get them again. Now our kids and grandkids go with us, and we all get separate units. For example, I have four units for January's trip, all at Disney's Saratoga Springs. We will have to pay the $190 per unit fee to stay there (to Disney). But Disney will pick some of the kids up from the airport via Magical Express, and we will only get a couple of cars for errands; otherwise, we will use the bus transportation to/from the parks.
I used several different systems to get those weeks, including Shell points, RCI points and RCI weeks.
Shell points, you can get absolutely free. Shell has a timeshare near Disneyland, and it's super cheap to stay there. In October, it was $40 per night for us to stay at Peacock Suites. We like it a lot, but with our grandkids, we would rather stay at Dolphin's Cove because it's cheerful and has a great pool. You can get Dolphin's Cove with WorldMark points.
Shell provides an RCI membership in the annual maintenance fees, and I set ongoing searches, which matched for a couple of units last week. It was only 2,500 Shell points + $199 exchange fee to book Disney through RCI/Shell. Shell points are about .26 per point in maintenance fees. So $625 + $199, $824 and we received a 1 bedroom with full kitchen at Saratoga Springs. Add in the $190 fee, and it's 1,014 for a full week at Disney! I hope they don't increase the fees to get those Disney units.
WorldMark is also great, as others said. It's pretty inexpensive to get an exchange into Disney World with WorldMark. I think it's 9,000 points for a one bedroom. Points are about .076 each, so less than $700 in fees + the exchange fee of maybe $239 for weeks + $190 to Disney. WorldMark has resorts in wine country, San Diego, Anaheim, etc. A 2 bedroom for 7 nights at Dolphin's Cove is about $760 (10,000 WorldMark points X .076). No other fees.
Hilton is another one I would consider over Welk, both for money savings with resale, and their high-quality and plentiful resorts. I don't own Hilton. I cannot buy everything.
Welk is pretty limited. They are supposedly building a new resort in Colorado and another on Kauai. I will believe it when I see it. Promises, promises.
You have so many options after the rescission is final. I want to be you! Remember that timeshares are nearly impossible to give away or sell, especially if you take something like Shell, which is free. I own a lot of points.