We are on SS, and we have other income, some from sales commissions. I seem to underestimate taxes due every year, so end up having to pay. I file then send a check. However the IRS has our bank info as a few times there has been an adjustment in my favor and they send direct deposit.
As I understand they can use SS or IRS for bank info. I read above that they are working their way up the income scale, which is ok with me, and our taxable income last year was around $90,000, so maybe they haven't gotten that far, as no money has appeared in our account. Just checked.