We have a couple pics and some years we use them, some we exchange, but lately, we have been picing them. It works well but takes some time. I think the last one we did, took about 2 weeks before it was finished. The only disadvantage is that you have to pic it 10 months prior to it's use date and you only have 12 months to use the points from. So, basically, you have to use the points quite a while in advance. Our week was October 2007, we had to pic it by Dec 2006, and the points were only good from January 2007 to January 2008 which means you have to use them quickly. Debby