We don't feel like owners of anything with MVC. The term "owner" implies one has far more say-so, legal rights, and the ability to make real decisions about a property or possession. In the community where we bought our home, we pay annual homeowner association fees that are the equivalent to maintenance fees because the upkeep of our community pool, clubhouse, the landscaping and much more comes out of those association fees. Because you are a homeowner, by default you have the opportunity to be heard during monthly homeowner association meetings. A lien can be placed against your property if you don't pay your homeowner association fees. The terms are in your real estate contact. We are presidential level with MVC, but I am comfortable calling myself a member of MVC. We have basically prepaid for vacations, and our annual $6,000 plus maintenance and due fees goes to whatever MVC uses it for. I assume it is for what the contract/paperwork says, but I have to raise an eyebrow when I stay at a resort that provides guests with bathroom towels that have holes in them. Psychologically, it feels empowering to use the term "owner." Other than being exempt from resort fees, which are most likely discreetly rolled into some other membership fee, I don't see the perks. As I stated, we are in this now and I understand that it is what it is, but we don't have to like it or stay quiet about it. The timeshare industry employs some of the most politically connected and financially backed groups of lobbyists in the country. I understand that.