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Life Change: I Retired!

mjm1

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I am happy to share that I retired earlier this month. It happened earlier than anticipated, as my position was eliminated. Fortunately, I reached the age to qualify for a defined benefit plan with medical benefits. Rather than try to find another role within the organization I decided to take the retirement benefits and move on.

We also sold our house in the San Francisco Bay Area and moved to Las Vegas, which has been our long term plan for quite some time. We are enjoying the area as we have vacationed here often over the past 15 years.

I just landed a volunteer position at a local golf course, so will have playing privileges. That was also part of my plan, so am very happy to have that in place.

I will likely find a part time job to provide a little extra income, but I have found a lot of things that need to be done around the house, so that it keeping me busy for now.

Looking forward to this next stage of life, which will definitely continue to include some nice timeshare trips.

Best regards.

Mike
 

taterhed

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First, Congratulations! :whoopie:

Second, I'm now jealous.

Enjoy...you've earned it.
 

Luanne

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Congratulations!

We retired (and also moved from the San Francisco Bay Area) a little over three years ago. If I'd known how great retirement was going to be I'd have done it years earlier. :D
 

susieq

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vacationhopeful

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My retired sister does/did golf course marshall'ing for FREE GOLF also for the first few years after retirement. Great payoff ... some time running around in a golf cart and then, free golf whenever she wanted to play... cart included.

ENJOY this retirement .. soon you will be wondering why it took you soon long to put the paperwork in.
 
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WinniWoman

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Congrats and enjoy! I am so envious!!:clap::whoopie:
 

travs2

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CONGRATULATION! ENJOY! Now you will have time to take advantage of all those special travel deals!
 

geekette

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Congrats! I am envious especially of defined benefit + med, as these will not be part of my retirement. I'm glad it worked out well for you!
 

Kal

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I am happy to share that I retired earlier this month....

Mike

This is NOT good news. Now you won't have enough time to do everything that your calendar will throw at you!

Remember the common thought - "I don't know how I ever had time to work!! :eek: "
 

Karen G

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Once owned these: FirstFairway@Walden X 2; Lawai Beach; ManhattanClub; PuebloBonitoRose; 4 South Africa--now timeshare-free
Congratulations and welcome to Las Vegas! It's a great place to be retired as I'm sure you've already discovered.:wave:
 

pittle

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Congratulations! Retirement is awesome! :) We also made plans and were able to retire early and have enjoyed every minute of it - it sounds like you will too!
 

rickandcindy23

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Wyndham Founder; Disney OKW & SSR; Marriott's Willow Ridge and Shadow Ridge,Grand Chateau; Val Chatelle; Hono Koa OF (3); SBR(LOTS), SDO a few; Grand Palms(selling); WKORV-OF ,Westin Desert Willow.
This is NOT good news. Now you won't have enough time to do everything that your calendar will throw at you!

Remember the common thought - "I don't know how I ever had time to work!! "

Rick has been saying this often over the last 9 months since retirement.

Congratulations to the OP. I know you will stay busy.
 

VacationForever

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Congratulations!

Going from CA to NV is a great thing! We are still in the process of making the transition as we still have both homes.

We bought our home in Henderson NV 2 years ago planning for our retirement in some distant future, but things sped up suddenly and we are now retired as of February - my husband is retired and for me it is on probationary retirement. No pension and no retiree medical insurance. I liquidated all IRA in this down market this week so that they get turned into future income annuities next week to give me peace of mind for the next 32 years of my life. Annuities is my pension.
 

x3 skier

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Retired 19 years ago. Never regretted it one bit.:D

Three days after the official date, I was in Steamboat Springs with a place to live, a season ski pas and was on the mountain ripping it up. Same thing every year since, Jan to Apr. I would have done it earlier but they made it too hard:(

Enjoy it and don't look back;)

Cheers
 

OKPACIFIC

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Congratulations Mike

Congratulations Mike! Retirement is wonderful! Hopefully we'll have some more time with you and Donna eating shrimp at the Lime Inn in St John! All the best to you!
 

LisaH

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Good for you all! I am in my mid 50s and have been pondering about retirement for the past couple of years. Just not quite ready to pull the trigger yet.
May I ask what are your ages when you first retired?
 

Passepartout

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mjm1, just think of how much fun you can have TUGging every day! WooHoo!
I figure it will take you half to a year to take care of the 'Honeydo's. Then there's golf, and vacation planning.

As others have said, and I can attest, you'll wonder when you never had time to work.

I quit drawing a paycheck at 62 complements of the Great Recession and haven't contemplated going back to it (well, maybe for a couple of isolated moments)

Jim
 

Luanne

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Lisa, I first retired early. Took a small buy out and stayed home for 7 months. Loved it, but as my youngest was only in second grade I knew this "retirement" wouldn't last.

Retired for the final time at 62, dh was 67. We both retired at the same time so we didn't go through the adjustment some couples do where one partner retires earlier. We also moved which threw us into an entire new environment. Absolutely the best thing we've ever done.......besides getting married in the first place. :D
 

mjm1

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Thank you to everyone for your well wishes. Much appreciated.

I turned 60 last month, so am retiring earlier than expected. I have often heard from retirees that they can't understand how they ever had time to work and I am already seeing why.

Donna, my wife, is still working remotely as a CPA, but has cut back to working tax season (so, no vacations until after April 15 or so), and then part time as needed the rest of the year. But after that, we have a good list of trips planned- Atlantis, Breckenridge, Hawaii, San Diego, Ireland and Spain. Donna just informed me that that's it for this year. So like all good Tuggers, I am working on plans for next year. As GregT likes to say "fun stuff."

Thanks again everyone.

Mike
 

VacationForever

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Good for you all! I am in my mid 50s and have been pondering about retirement for the past couple of years. Just not quite ready to pull the trigger yet.
May I ask what are your ages when you first retired?

I am about your age. Husband is in his late 60s. We figured out our retirement expenditure and worked backwards from there and decided that we could afford to retire. I still have a ton of energy, drive and "brains" to work and I may start a consulting business or take on a flex job next year, should I decide that retirement is not my thing yet.
 

WinniWoman

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I've been saying since I started working at age 16 that I have no time to work! LOL!:hysterical:

I have to get a financial planner to see when we can retire. My husband and I are drained and we don't see how we can make it to age 66. We are 60 and 62. No paid retiree medical. No pension for me. Hubby's is small- they cut it down to nothing and he can't get at it until age 65. No mortgages or debts or anything. A nice nest egg, but- not sure that it could last for 20 or 30 years! I really doubt it. Then you also have to worry about the market ups and downs.

I am so anxious to move I just can't stand it. Everyday driving to work I scream!

I feel like life is going by and I don't want to die like this.

Work definitely gets in the way of my life!
 
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bogey21

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I liquidated all IRA in this down market this week so that they get turned into future income annuities next week to give me peace of mind for the next 32 years of my life. Annuities is my pension.

I applaud the move you made. My observation as one who has been living on Social Security and a Pension (both annuities) for almost 16 years now is that you only have 2 things to monitor. They are the financial stability of the entity (or entities) behind your annuities and potential inflation. Personally I have addressed the possibility of excessive inflation by accumulating gold and silver coins at a slow and steady pace.

George
 

Sugarcubesea

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Congrats! I am envious especially of defined benefit + med, as these will not be part of my retirement. I'm glad it worked out well for you!

I'm in the same boat, I have to wait to retire till I can qualify for medicare as my company's health care stops the day I retire...

Congrats on the retirement, I can't wait till I can retire.
 
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