Phil, I just clicked on that link, which does state that yes, most Medigap plans (ie Medicare Supplement plans, the route we chose) do cover foreign travel, with $250 deductible, 20% coinsurance and $50,000 lifetime limit - which doesn't include everything - here's what it says:
"So what are my options?
"If you’re adding a
Medigap plan to supplement your Original Medicare,
six of the Medigap plan design options provide coverage for medical emergencies outside the United States. Plans C, D, F, G, M, and N cover medical emergencies while traveling, as long as medical care starts within 60 days of leaving the United States.
"Medigap plans are only available with no medical underwriting during your initial enrollment period (and
very limited special enrollment periods), so it’s wise to plan ahead and choose Medigap coverage with international emergency benefits if you think you might travel during retirement.
"(Four older Medigap plans (E, H, I, and J) also provide coverage for emergencies outside the United States. They are no longer for sale, but enrollees who already have them can continue to use them.)
"With a Medigap plan that covers foreign travel, the patient pays a $250 deductible plus 20 percent coinsurance, and there’s a lifetime benefit maximum of $50,000.
"Some
Medicare Advantage plans cover medical emergencies that arise during foreign travel. If you’re considering Medicare Advantage and are planning to travel outside the United States, check with the carrier to see if they cover emergency care outside the United States. Medigap plans cannot be used in conjunction with a Medicare Advantage plan."
