If you do decide you want to join Club Wyndham, here is a perfect starter deed on Ebay. I've used the seller before and they are fast and reliable. You can use 260,000 points to stay a week at Saratoga Springs for between 105,000-126,000 points and Bonnet Creek for between 84,000-166,000 points in a 1 Bedroom deluxe . 260,000 points will buy you 2-3 weeks worth of vacation in a 1 bedroom depending on when/where you vacation. I live in Tampa and have exchanged into DVC before via RCI. It costs me $1,050 in exchange/maintenance fees. If I were to buy Saratoga resale, that same unit would cost $1,900. I also go to Bonnet Creek all the time and it is well worth the money. I just booked May 31st-June 5th in a 1 bedroom deluxe for $55 a night (in terms of Grand Desert maintenance fees).
This listing will probably sell for between $750-$1,000. The maintenance fees are inaccurate on the listing though. Grand Desert only costs $4.87 or $4.96 per thousand points plus the $0.62 per thousand points program fee. So 260,000 points will either cost $1,427.40 or $1,450.80 per year depending on which tower it is deeded to. With this deed you will also be able to exchange into a 1 bedroom DVC at Saratoga or Old Key west for about $1,050 a week. I have 4 Grand Desert deeds myself. You can't go wrong with them. The resort is a series of tall towers in the middle of the strip with minimal grounds to maintain. It doesn't experience natural disasters and will always be cheap to maintain.
One-bedroom units feature a king-size bed in the bedroom and a full-size sleeper sofa in the living area. Two-bedroom units feature a king-size bed in the master bedroom, a queen or two twins in the guest bedroom, and a full-size sleeper sofa in the living area.
www.ebay.com