I think you should actually start here:
Here are some questions you can answer to focus your timeshare wants/needs. Suggestion - copy the questions below, and start a new thread entitled "My Survey" or "What should I buy?," or something similar, and answer the questions in a NEW thread. 1) Is there a vacation destination you wish...
tugbbs.com
I have a family of 4.
Before I bought what I did, I spent several months researching all the programs analyzing cash flow costs, break even points etc.
I currently own 2 EOY HGVC 1BR bayclub units that I picked up for free on Ebay (basically plat 1BR points) that I successfully use for about 6 to 8 nights in 2BR units a year depending on if I hit Silver or Gold season and days of the week. Between open season and these stays I get great value
In addition, I own club Wyndham EOY points package my parents basically gave to me (Which our family uses to basically book a 2B at Bonnett Creek in Orlando)... the Cost per night on this isn't great, but I more or less took it over from the parents to help them financially and will probably give it back to Wyndham in a few years.
HGVC is a fantastic program...I have stayed in resorts for almost every program over the years, and I would say that it has the most consistent quality and standards and service across of others, and it is always top notch. I cannot speak to the MAX resorts I would only ever become part of it if they basically pushed me into it for free since I would occasionally like access to the Canadian resorts from Embarc. When I stayed at diamond resorts in the past it was very hit and miss, and I am not sure if things have improved. I feel like they are going down the path of Quantity over Quality on all these acquisitions now, and I can only hope that HGVC doesn't drop in quality, I also hope that they continue to expand the Traditional HGVC portfolio but at this point, I think it is unlikely and they will probably just focus on MAX, so expect no new resorts to be available other than those already part of the program if you buy in.