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Building codes are developed for the area they serve. If freezing temps are expected, pipes aren't put in outside walls. Thicker walls, more insulation are required. In colder climates you won't find laundry or water softeners in the garage. And, of course, in places that are susceptible to a sudden freeze, people are taught- or learn quickly- that moving water doesn't freeze, so keep faucets trickling. Pro trick here- if you have sinks against outside walls, OPEN THE DOORS UNDER THEM!Since I am the OP, I'm not pointing fingers but want solutions.
I have at least 4 friend with burst water pipes, causing a whole house worth of damage. And those are the ones who I have been texting in the last 48 hours. Could be a much larger number. Someone in my 75 house 5 street gated community has had a pipe burst too. I guess I got a slightly more insulated or better built house than others. Thankfully, but this would never happen up north, as houses are built to prevent this. Only downed lines would cause an outage not a shortage of KW hours.
Water damage is difficult and expensive to repair.
Jim