I am new to this and may be in the wrong place, but I wanted to say that Festiva's representatives have also completely misrepresented the company and what they are selling. Unfortunately, we bought into and are probably now stuck. We were members with Equivest with 1400 pd for pts. which we used strictly on Interval International to book vacations with never a single problem. In October, 2007, we were contacted by a Festiva rep. who said Equivest was out of business, our pts. were being converted to Festiva and in the future we would have to book all vacations through Festiva. That we could take advantage of the opportunity to purchase an additional 1000 pts which would give us more vacation time. All lies. We purchased the additional pts and are now told they are no more than the original 1400 we already had and had paid for; that we have to book all our pts through them with Interval International if we want to book through Interval and unless we book the pts with Interval we can no longer go to their website and search for vacation availability and destinations. SCAM SCAM SCAM Not to mention the worst customer service I have ever dealt with.