I think this points out the importance of having clear rental terms. I am assuming that the seller did not email you her rental terms?
Did she send you an invoice for the payment, or did you just send her a payment?
Has she accepted the payment? (Look in your Paypal Acct. - does is say "complete.")
Did you talk to her on the phone or do anything to verify that this is legitimate rental? Your statement that she is "out of the country" and hasn't responded is a bit concerning.
Did she confirm that she received your deposit in any way?
When were you supposed to receive the confirmation?
Even if you hadn't had your accident, I would be concerned about this rental - there are some red flags, and you don't have clear rental terms.
Okay, I'll try...
She never spelled out her rental terms. I offered to sign a rental agreement and she said she would send one - she did not. She never said "Whatever you send me I'm keeping - no cancellations". Never. If she had, this wouldn't be an argument.
For the record, if I had signed an agreement, I would pay whatever necessary and chalk it up. It's an agreement. I get that.
Never confirmed any receipt of money. The transaction shows as "completed" in my paypal, so she has her money.
The only "confirmation" I received was HER week in HER name. It was, to my knowledge, never transferred to my name. The week on the reservation wasn't the week I was getting. This did not concern me because my resort allows people to 'move up' in season for a fee. I was going to pay that fee. The ONLY concern I had was that I called my resort too (why wouldn't I have??) to move my week up and I was told there was no availability. When I asked this woman about how SHE could move up in season but I could not, she said she had previously secured the week, even though the reservation didn't reflect that.
I called her on the phone twice. She acknowledged (via email) that she received those calls but that she was in Asia and didn't pay for roaming. I gave her my home phone number several times and she has not called. She has not emailed since Friday, not even to say "tough luck, I'm keeping the money". Nothing.
She sent no invoice. She asked me to send the money and I did. I was fully prepared to complete the rental. I was not trying to scam anyone. I have respect for those who own and rent timeshares. Her paypal account, I discovered later, was unverified, which doesn't make me happy. (Mine is verified and confirmed).
I was not willing to pay for the entire rental upfront until I was certain that the reservation was in my name for the correct dates, even at that late of a date, I was not comfortable. I don't know this person - never spoke on the phone - no way. If that's the way rentals run, I won't do that. I don't see how that's smart.
IF I HAD SIGNED A CONTRACT, I would pay whatever I needed to and move on. I didn't.
IF I WAS IN A POSITION TO RENT THIS WEEK FOR HER, I would help in some way. It is no different than breaking your lease at an apartment and finding a new tenant. I used to do this for a living, I get that. But I can't do anything because it's not my week, it's not in my name, and I have not heard from this person since Friday.
Where I stand, as a renter, is that I sent a deposit to someone without a rental agreement in place. I never received any information that stated that the rental was transferred into my name.
I mean, I'm sorry, but I'm really surprised. I think I shoudn't be, but I am. If this happened to me (as an owner) what I would think is:
1. Even if I refund 1/2, that's $200 more than I had. This week might go unrented, but because of this person's situation, I at least made $200 for essentially less than 24 hours of time and doing nothing more than trading emails.
2. I lost virtually no time 'on the market', so I really didn't lose potential renters here. If I had tied this woman up for a week or something, I could see forfeiting all of it, because that person might have found a renter, but couldn't because of me. It wasn't like that. The week wasn't transferred to my name. Essentially, this is like it never happened for her. She made $400 for providing nothing, and still has her week - in her name - to rent, even at the last minute.
Moreover, I will apparently never know if this person rents the week or not. I don't see how this is fair. She may not rent the week, and I get that. Being on the hook for her not renting it seems unfair to me, but okay. However, if she rents it, she keeps my money and the other renter's money too? How is this okay? Is this just how 'rentals work'? In that case, that's why I do not have any interest in renting. If I own, I can deposit my week - I have choices.
Fundamentally, this is not how I would act. If I were the owner, I'd realize that in the absence of a rental agreement, my situation is a bit shaky. I'd tell the renter I'm keeping half and refund half. I'm making $200 for doing nothing. This owner did nothing. Now, if the reservation had been transferred to the renter, or they had signed an agreement to the contrary, I'd enforce that.
I realize that I am decidedly in the minority and that everyone apparently has very obvious and emotional opinions about renting and views that do not coincide with my own about what is "fair". Personally, I would not keep someone's deposit in its entirety in this circumstance, but it is QUITE CLEAR no one agrees with that, and I get that.
I am mindful and respectful of everyone's views on the subject, but I do not appreciate being called a "scammer", or being told that I am "just trying to get out of payment" or anything like that. You may disagree with my position, but I am not a person who does anything unless I am convinced of my convictions. I have reasons why I feel as I do, and I believe they are relatively balanced, reasonable, and supported by facts and not just emotion. I respect those who disagree, but do not wish to be disparaged for disagreeing.