FYI for folks considering Embarc. A few months ago, I had tried to buy points at around $17-18 / pt (adjusted for current year points that were included without reimbursement). I was notified that Embarc exercised ROFR. I didn’t realize they were still exercising ROFR, but unfortunately I guess the opportunity was too good for them to pass up. I lost the opportunity and haven’t looked into it since then.