Can an owner pool future year's points and then use them without prepaying the future year's maintenance fee, or must the future year's fee be paid first?[/QUOTE
This is in the category of do as I say, dont do as I do...Probably not the smartest thing to do... but yes..I pay by the month. and Aprils bills are on my desk...I have two reservations made for 2013 dates, but by May 5 this years I will have used all my 2012, 2013 and 2014 points; pretty much all done with "borrowed" funds...My grandmother used to call it "robbing peter to pay paul".
Thats why Im scrambling to add some new stuff...I have 3 fixed weeks in transfer, and just made a deal for some Worldmark credits, and I have a verbal arrangement for a pile of Wyndham points (hopefully the seller will make some reservations for me if I pay his mf)
Dont do this