DVC v Wyndham

[macman123]

I tend to stay early December or January every other year.
Quiet times according to the DVC calender.......
But DVC is so just damn expensive.
I would want 500 points so thats $4k a year in just fees.

Thats $8k for every 2 years for a 3 week (every 2 year) stay!

 

[rhonda]

I tend to stay early December or January every other year.
Quiet times according to the DVC calender.......
But DVC is so just damn expensive.
I would want 500 points so thats $4k a year in just fees.

Thats $8k for every 2 years for a 3 week (every 2 year) stay!

Early Dec is extremely hard to book inside the DVC system. The label "Quiet Season" is related to Park Crowds not demand for the DVC units themselves. The combination of "low # of points required" for stays booked during this period with the holiday decorations make the period an this an irresistible draw. If you own/owned DVC, you would likely need to book immediately upon on open of the Home Resort priority window (11 months from travel) and may need to "walk" the reservation depending on the resort and desired unit type.

With DVC, there is strong demand for the "cheapest units": Studios, Value view, lowest cost seasons. Some will be successful in getting these ... and others will, from necessity, book larger units or more expensive views, etc.

DVC has been OK for us as we enjoy large units, even when traveling as a couple w/out family or friends joining. A cabin for two? Yes, please and thank you.

My overall suggestion: Rent DVC through one of the big brokers. You'll be paying something over the dues rate but saving the initial capital. The offset between rental rate and dues might be covered by investing the capital? And who knows ... you might be bored sick of Disney as a destination in a few years. Thus renting saves you from the costs and grief of buying/selling.

Best wishes with your research!!

 

[paxsarah]

Well according to everyone here and supposed rules, if you own in Orlando you can’t use that ownership to book DVC. Maybe because Wyndham owns RCI, they don’t have to abide by their own or DVC rules. Maybe the rules just don’t apply to Wyndham owners then. But every piece of advice I’ve heard is if you own in Orlando you can’t use that ownership or points to book DVC.

If you search the forums, you'll see that "everyone here" agrees that mini-systems like Wyndham (but not limited to Wyndham) aren't subject to DVC's regional block.

 

[bnoble]

Ok -lets compare what I would pay.

Please, stop, for your own sanity. You are not even sort of listening to what people say to you, possibly because you don't want to hear it.

For example, the $125/week overhead is flat wrong. It is more like $430 when you include both the RCI exchange fee ($239) and DVC nuisance fee ($190) per week. The times of year you want to go will coast you 105K Wyndham points per exchange, or 315K. (The 77K weeks tend to be in September when the heat and humidity in Orlando approximates Hades.) If you had a "good" MF at $6/K, your total is nearly $3200, so about double what you have in mind.

Even if you were 100% correct on your cost comparisons (you are not) there's still the matter that what you are trying to do (three weeks, back-to-back-to-back) is going to be insanely difficult via RCI. If your time has any value at all the amount of time you are going to spend trying to make this happen is going to eat up a chunk of that savings pretty quickly. Finally, trying to do this even if you are successful is going to be stressful, and that alone is worth something.

I'm a hardcore exchanger, and get one week in a DVC resort using Wyndham points (at a very good $/K ratio) most years. Even I would not try what you are considering, and I know my way around this because I've been doing it a long time. I get that you are trying to talk yourself into this, but I don't think you will find a single long-term TUGger who will tell you this is a good idea.

Yes, it's going to cost you real money to do this. But, DVC commands premium pricing and the people who own it generally find it a good value. If that's what you want to do, and you have the means to do it, that's what money is for: spending. Spend it.

 

[CPNY]

If you search the forums, you'll see that "everyone here" agrees that mini-systems like Wyndham (but not limited to Wyndham) aren't subject to DVC's regional block.

Interesting, then I was given wrong information..... can’t fault me when people give incorrect information.

 

[paxsarah]

DVC would be 500 points at $8 annual dues x2 year (1.5 weeks a year) = $8000

500 points per year, so 1,000 points for each 3-week trip? What resort and size unit do you think you need? Remember that all you can really expect through RCI is SSR 1BRs. Maybe the DVC dues seem so high to you because you're overestimating the number of points you need.

 

[CPNY]

500 points per year, so 1,000 points for each 3-week trip? What resort and size unit do you think you need? Remember that all you can really expect through RCI is SSR 1BRs. Maybe the DVC dues seem so high to you because you're overestimating the number of points you need.

They could buy a house in Orlando and rent it out and it would make more sense lol.

 

[wjappraise]

Well according to everyone here and supposed rules, if you own in Orlando you can’t use that ownership to book DVC. Maybe because Wyndham owns RCI, they don’t have to abide by their own or DVC rules. Maybe the rules just don’t apply to Wyndham owners then. But every piece of advice I’ve heard is if you own in Orlando you can’t use that ownership or points to book DVC.

Ok. But actual experience should be more reliable and valid than “everyone here” speaking on hypotheticals.

 

[raygo123]

Please, stop, for your own sanity. You are not even sort of listening to what people say to you, possibly because you don't want to hear it.

For example, the $125/week overhead is flat wrong. It is more like $430 when you include both the RCI exchange fee ($239) and DVC nuisance fee ($190) per week. The times of year you want to go will coast you 105K Wyndham points per exchange, or 315K. (The 77K weeks tend to be in September when the heat and humidity in Orlando approximates Hades.) If you had a "good" MF at $6/K, your total is nearly $3200, so about double what you have in mind.

Even if you were 100% correct on your cost comparisons (you are not) there's still the matter that what you are trying to do (three weeks, back-to-back-to-back) is going to be insanely difficult via RCI. If your time has any value at all the amount of time you are going to spend trying to make this happen is going to eat up a chunk of that savings pretty quickly. Finally, trying to do this even if you are successful is going to be stressful, and that alone is worth something.

I'm a hardcore exchanger, and get one week in a DVC resort using Wyndham points (at a very good $/K ratio) most years. Even I would not try what you are considering, and I know my way around this because I've been doing it a long time. I get that you are trying to talk yourself into this, but I don't think you will find a single long-term TUGger who will tell you this is a good idea.

Yes, it's going to cost you real money to do this. But, DVC commands premium pricing and the people who own it generally find it a good value. If that's what you want to do, and you have the means to do it, that's what money is for: spending. Spend it.

I'm glad you chimed in. It is impossible. I use RCI ALOT. Go on RCI MEMBERS FOR MEMBERS. Site if you want answered. The only chance if what you want to do with Wyndham is at Saratoga springs. And that's near impossible. It is not a matter of money it's availability. Even DVC resle buyers don't have full benefits.

Sent from my Lenovo TB-X103F using Tapatalk

 

[Dean]

Dean, can you elaborate on this a bit? I'm not sure I understand why the order matters...

It's just easier to match them up and combine for UY. Finding the right resale to match up for the UY of a retail can be difficult to impossible, the reverse is almost never true other than for possibly a fixed week or maybe VGF or VGC.

I am not interested in the perks. But I would stay 3 consecutive weeks every 2 years.

Does that change the opinion?

Resale only, don't expect to exchange in. Just buy one then a second if and only if the first works out as you think it will. That'll mean you'll be behind to start with and that's OK, better than spending a boatload of money and then finding out it doesn't fit. A good contract can get you that next visit at 250 or so points but realize DVC is not a big saver compared to renting privately though it does save you incrementally over time.

While I agree with everyone here saying buy DVC, I disagree on not buying X to trade into Y. While in the case of trading into DVC that may make sense depending on when you want to travel it will be extremely limited. In general, buying X to get Y could be beneficial. I own orlando properties and trade into every other resort and have never used my “home” resort. Buying to trade can be a good thing. Buying RCI to trade into DVC can be difficult. While I did just that, I’m not restricted to holiday/school schedules so as long as I see an open week I’ll book it. It all depends on your needs

based on your needs........ you need to own DVC

IMO it's almost never a good idea for someone new to timesharing to buy with exchanging as the main goal with very limited exceptions and even then they need to investigate more and longer first.

Keep in mind if you own Wyndham in Orlando you won’t be able to book DVC

Not true. It could happen but the points systems like Wyndham & Bluegreen have not fallen afoul of the regional RCI restrictions. This could change and one needs to know that but I think it's unlikely. OTOH, buying a points system like Wyndham for non DVC stays can be a great choice.

 

[CPNY]

IMO it's almost never a good idea for someone new to timesharing to buy with exchanging as the main goal with very limited exceptions and even then they need to investigate more and longer first.

I can agree with that, someone new to timesharing should most likely just jump right in with a points based ownership where you have flexibility to book within a system. It’s how I approached picking up the RCI points ownership. I can easily use the points to book ah resort in RCI, never going to the home resort.

 

[Pathways]

Keep in mind if you own Wyndham in Orlando you won’t be able to book DVC

Well according to everyone here and supposed rules, if you own in Orlando you can’t use that ownership to book DVC. Maybe because Wyndham owns RCI, they don’t have to abide by their own or DVC rules. Maybe the rules just don’t apply to Wyndham owners then. But every piece of advice I’ve heard is if you own in Orlando you can’t use that ownership or points to book DVC

Interesting, then I was given wrong information..... can’t fault me when people give incorrect information.

We need to nip this one in the bud. I'm not sure who 'everyone here' is, or why he/she is handing out incorrect info, but this is NOT correct. (I have always seen a correction soon after someone posts this). These are not just rules applying to Wyndham, but they are the same rules for all.

HGVC, Wyndham etc - (any point based timeshare in Orlando) has no issues trading into a DVC. This rule applies to a WEEK owner in Orlando who is trying to trade that week back into DVC . When you are simply depositing 'points', RCI has no way of knowing where they came from, therefore no booking issues.

 

[CPNY]

We need to nip this one in the bud. I'm not sure who 'everyone here' is, or why he/she is handing out incorrect info, but this is NOT correct. (I have always seen a correction soon after someone posts this). These are not just rules applying to Wyndham, but they are the same rules for all.

HGVC, Wyndham - (any point based timeshare in Orlando) has no issues trading into a DVC. This rule applies to a WEEK owner in Orlando who is trying to trade back into DVC . When you are simply depositing 'points', RCI has no way of knowing where they came from, therefore no booking issues.

The info given to me was incorrect then when I asked about “if I purchased Wyndham bonnet creek” I would be able to use Wyndham system and DVC exchanges and was told nope! All Orlando properties can’t trade back in. I would have easily went into the Wyndham system

 

[bnoble]

HGVC, Wyndham etc - (any point based timeshare in Orlando) has no issues trading into a DVC. This rule applies to a WEEK owner in Orlando who is trying to trade that week back into DVC . When you are simply depositing 'points', RCI has no way of knowing where they came from, therefore no booking issues.

Just to clarify for those who don't notice the distinction: Pathways is talking about points-based mini-systems that have dedicated portals to RCI Weeks Inventory. These include Wyndham, WorldMark, HGVC, and HIVC; there may others. Some of these also have access to RCI Points inventory via those portals; for example, I believe HGVC does, as do WorldMark accounts with TravelShare. In any of these systems, it does not matter if your underlying ownership includes reservation rights or deeded access to an Orlando resort; you are not excluded.

Someone who has a "straight RCI Points" ownership cannot exchange into DVC if any of their points-based ownerships are in the excluded geographic area. This doesn't come up all that often, but for example you would not want to own a Vacation Village @ Parkway RCI Points week if your plan was to use RCI Points to exchange into DVC.

An interesting question that I don't know the answer to: what happens if you use an Orlando-area Weeks deposit in a Points For Deposit transaction to a Points account that otherwise has no Orlando exposure? It may irrevocably taint the Points account, but I do not know.

 

[Bailey#1]

To the OP there is no guarantee that RCI will always exchange with DVC. Years ago (2008) DVC only exchanged with Interval International.

 

[rickandcindy23]

Ok -lets compare what I would pay.

The three weeks every 2 years.

DVC would be 500 points at $8 annual dues x2 year (1.5 weeks a year) = $8000
Wyndham would be (i am going low season for 3 consec weeks) $900 per year dues approx = $1800.

Then the $125 a week RC fee, thats it.

The initial outlay of DVC if direct is $85k, resale would be around $60.

Wyndam outlay of $25k or resale less than $5k.

What? I just traded into DVC for our week in May with Wyndham points. It was 105,000 points, $239 exchange fee, and I have to pay $190 to Disney. I don't know where you get your numbers, but do not listen to a salesperson! They are only after your money. The only thing you can get is really Saratoga Springs, but that is okay with me, so I book it. Fortunately, Saratoga Springs is getting an update.

You can buy resale Disney for about half of retail. The only benefit you do not get is Annual Pass discount, but if you live in Florida, you get that discount anyway. I wouldn't buy Wyndham to get Disney. As Dana Carvey said in his GH Bush voice, "That wouldn't be prudent." I can just hear him in my head.

 

[rickandcindy23]

And Disney retains most of its value, and most especially resale DVC. We bought quite a while ago, I want to say 10 years? and our resale points are worth double what we paid. Why buy something that loses 99.999% of the value when your rescission period is over? If you have to buy Wyndham, buy resale, but don't buy it for any purpose other than to use it yourself at Wyndham properties. You cannot get rid of these Wyndham contracts. The people who sell on eBay are making money from owners who want to get rid of their units. It's all sleazy.

 

[paxsarah]

The info given to me was incorrect then when I asked about “if I purchased Wyndham bonnet creek” I would be able to use Wyndham system and DVC exchanges and was told nope! All Orlando properties can’t trade back in. I would have easily went into the Wyndham system

You were corrected on this 3 weeks ago. I don't know where you got the original information, though. The confusion may be that RCI Points based at an Orlando resort cannot be used to exchange into DVC; mini-systems that are internally points-based and access RCI via a dedicated portal are fine.

 

[djohn06]

I own at Disney and Wyndham. You estimated maint fees at 4K a year for 500 points and 86k to buy into Disney direct.

You should keep the 86k in your pocket and find an owner to rent disney weeks from. You won’t be able to do 3 consecutive week exchanges via RCI into Saratoga consistently.

 

[macman123]

Well I have brought 500 DVC points direct from Disney today

 

[Pathways]

OK Tuggers - How's that for fast action!!

Joined Tug today, asked for opinions, got different points of view, and drops the 80K + cash for a purchase. I think we've got a happy DVC owner here, what say you?

 

[CPNY]

You were corrected on this 3 weeks ago. I don't know where you got the original information, though. The confusion may be that RCI Points based at an Orlando resort cannot be used to exchange into DVC; mini-systems that are internally points-based and access RCI via a dedicated portal are fine.

Yeah I totally forgot. In the process I purchased an RCI points account.

 

[rhonda]

Well I have brought 500 DVC points direct from Disney today

Wow! "Welcome Home!" as is said for DVC and Congratulations.

So, which resort? Which Use Year (UY)?
Why did you pick that particular resort and UY? (What makes each special to you?)

DVC will help you book your first reservation under their "Welcome Home Reservation." This is a special assistance for the 1st reservation only and can sometimes book something not currently available to the membership. (That is, sometimes DVC will pull strings on that first reservation to make it 'magical.') Use it to snag something on your "dream list," if possible.

 

[macman123]

I was riveria. Renews September. But I have been given 2019 points free with no dues

it’s a new hotel but I would book 1 bed villa go even booking at GF and Bay Lake shouldn’t be a problem!

 

[rhonda]

I was riveria. Renews September. But I have been given 2019 points free with no dues

it’s a new hotel but I would book 1 bed villa go even booking at GF and Bay Lake shouldn’t be a problem!

I just checked 1BR inventory for the first two weeks of Dec 2020 at Riviera, BLT and GF. Reservations are still inside the "home resort" window so you can't book except for your own resort.

• Riviera had only the 1BR Preferred view available. 568 points for Dec 1-15 (14 nights).
  The less expensive Standard View had most of the nights available but there were holes. The longest block was 5 nights.
• Bay Lake Tower had only partial stays available. The longest available stay in a single room type is 6 nights, 1BR Standard view, 168 points for Dec 9-15 (6 nights). Lake View had 4 nights; Theme Park had only 3 nights.
• Grand Floridian had only partial stays available. The longest available stay in a single room is 3 nights, in either Standard View (115 points, Dec 11-14) or Lake View (128 points, Dec 12-15).

As mentioned earlier, for early December please plan to book as early as possible, 11 months from travel, at your home resort. Do not plan on successful booking at non-home resorts except for short stays or split stays (where you move from room to room, resort to resort).

Edit: By the way, did the resale restrictions on Riviera have any influence on your decision process?

Edit #2: Do read up quickly on Banking your points. The Sept 2019 points must be either used in the current Use Year (before Aug 31, 2020) or banked into Sept 2020 before the end of April 2020. Don't miss the banking window if you hope to use the Sept 2019 points for travel in December 2020 or January 2021!