CiCi - I have an affiliate (Grand Pacific Palisades) and the club dues are included in the maintenance fee. I assume that true HGVC resorts handle it the same. Are you saying they are just trying to collect the club dues without the maintenance fees? If you know it has been recorded, and HGVC is sending you a bill, then they must have processed it. You do not need to wait for a copy of the deed. You can call HGVC and they can verify if you are ready to go.
Ellen - Who wants you to pay for the Maintenance fees, HGVC or a reseller? If it is a reseller I would think that they would have already collected the fee as part of your closing costs. If it is HGVC, and the agreement was that you were to pay the 2016 maintenance fees, then it sounds like you are good to go once the fees have been paid. You should call HGVC to verify.