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Canadian Users of Chase Marriott Card [Affiliation Ends 3/15/18]

pacman

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Home Trust Visa does have no foreign transaction fees......Rogers Platinum MasterCard does charge a 2.5% foreign transaction fee BUT gives you a 4% cash back credit on any foreign transactions hence it actually pays you 1.5% on any foreign transaction purchase.....Just FYI

I've had the Marriott card also, so disappointed to see it go. Rogers card is useless for me, as the cashback is only good towards Rogers bills/products, which I don't use. So, going with the Home Trust Visa, which looks pretty good at 1% (real) cashback with no annual fees, and other goodies like the usual CDR waiver for rental cars, and free roadside assist.
 

bizaro86

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I came here to suggest the Amazon.ca visa card, which also had no foreign exchange fees. But apparently it was Chase as well, and is also ending on the 15th. They must be pulling out of Canada completely.
 

pwrshift

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Has anyone heard anything more on what Marriott is going to do in Canada regarding a new VISA Rewards credit card affiliation? The Chase card closes a month from now, and poor communications from Marriott.
 

middleoforchid

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A few days ago rec'd an email from Marriott Rewards, with a link to AmEx SPG cc w/ a sign up bonus of I think 25000 spg pts=78000 Marriott reward pts. Small print down below says if you ever had a Spg card before you would not get the sign up bonus again in one's lifetime etc. I had the AmEx spg card years ago but not used it enough to justify the 120 annual fee.
 

RBERR1

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I got the AMEX SPG offer too. My issue is that I do not need another AMEX card so this does not help me.
 

pwrshift

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I have had an Amex SPG card for years. It's expensive with no free anniversary night in a hotel...and very few places in Canada accept it...they only want visa and MasterCard here. It also has exchange fees on USA money. Bad choice by Marriott if that's the replacement.

Brian
 

Eli Mairs

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The Amex SPG card gives a free hotel night annually, up to category 5, upon spending $40,000.
I use it all the time in Canada. Very few places don’t accept Amex.
I am sad about losing my Chase Marriott Visa card. I use it when travelling to avoid foreign transaction fees.
 

Sunbum

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The Amex SPG card gives a free hotel night annually, up to category 5, upon spending $40,000.
I use it all the time in Canada. Very few places don’t accept Amex.
I am sad about losing my Chase Marriott Visa card. I use it when travelling to avoid foreign transaction fees.

I beg to differ. Major corporations and chains will take AMEX, but smaller businesses rarely do. It cost way too much to process AMEX vs Visa or Mastercard.
 

jabberwocky

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I beg to differ. Major corporations and chains will take AMEX, but smaller businesses rarely do. It cost way too much to process AMEX vs Visa or Mastercard.

Depends on where you are. Try using your Visa at a small merchant in Hong Kong and they will ask you if you have Amex. Apparently Visa there takes 4% vs 2.5% for Amex.



Sent from my iPhone using Tapatalk
 

bazzap

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Depends on where you are. Try using your Visa at a small merchant in Hong Kong and they will ask you if you have Amex. Apparently Visa there takes 4% vs 2.5% for Amex.



Sent from my iPhone using Tapatalk
Yes, Amex are reducing their merchant fee to the lowest for 20 years
https://www.ft.com/content/715d785e-23fc-11e8-ae48-60d3531b7d11
and in Europe, even the discount supermarket Aldi, which didn’t accept any credit cards at all some years back has now started accepting Amex too.
 

Sunbum

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Don't try Home Trust. Takes months to get a potential decline for no good reason. Terrible waits on the phone, and cannot handle the Chase refugees.

LOL. I applied for Home Trust and got declined as well for no good reason!! First time in my life that i have ever been declined!! I did get the Scotiabank one, looking forward to it.

On the AMEX note, last time i checked they charge me (my company) about 8% to process a transaction vs. Visa/Mastercard at under 2%.
 

pwrshift

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The Amex SPG card gives a free hotel night annually, up to category 5, upon spending $40,000.
I use it all the time in Canada. Very few places don’t accept Amex.
I am sad about losing my Chase Marriott Visa card. I use it when travelling to avoid foreign transaction fees.

This is nonsense ... live in Canada and it's easy to find out the Amex SPG card is refused everywhere with small retailers. Spend $40,000 to get a free $100 night in a cat 5 with Amex SPG??... you didn't have to spend anything with the Chase Marriott to get a free night.

Try to use your Amex at Cosco in Canada....not accepted there either.
 

pwrshift

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LOL. I applied for Home Trust and got declined as well for no good reason!! First time in my life that i have ever been declined!! I did get the Scotiabank one, looking forward to it.

On the AMEX note, last time i checked they charge me (my company) about 8% to process a transaction vs. Visa/Mastercard at under 2%.

I got Scotiabank Visa very quick and applied for the Home Trust Visa as there's no annual fee or exchange fee on USA purchases. Tried them both...I judge them as equal. Will probably cancel Scotiabank on renewal date and escape the $130 annual fee.
 
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