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Bought into a vacation club and missed the 5 day window

Hola mariano

No sé cómo llegar a hablar con vos, estoy con mi pareja en la situación que te encontrabas y quería hablar con vos al respecto

Me podrías ayudar?
(with help of Google translate)

Haga clic en el nombre de marianorgl y en la ventana emergente haga clic en "iniciar conversación". Recibirá la notificación del mensaje por correo electrónico.


~Diane
 
My husband and I have just returned from Playa del Carmen where we ended up stupidly buying into Leading Vacation Club membership with the Reef 28. We were supplied with drinks and were highly pressured into buying. Major buyers remorse. Completely ruined our trip for my 40th. They wanted 30% down of 17000 which we could not afford so they “loaned us” a portion. I paid 2300 USD but my card was charged at an exuberant exchange rate- came to 3600 Canadian. We will have a monthly payment of 361 USD for 9 months and then 211 payment for the next 54 months. They told us we could cancel anytime, and it was a vacation club, not a timeshare. They said if we cancel we just loose our credits and benefits. Looking over the contract now and I see in order to get out we need to pay 30% + any perks used. Is there anyway out of this without tanking my credit? We can’t afford it. The club comes with 5 weeks a year at their 3 resorts and RCi and they gave us travel credits for airfare. These credits seem to be a scam. They sold us a dream of travelling the word, saying we could sell our weeks and that they could even sell our weeks for a small fee. We have received nothing for what we paid- is there anyone that has advice. Thanks in advance
Update please
 
Good morning Jim, first of all, I hope you can understand me clearly. I'm using a translator to write this. Thank you for sharing your experience on this topic. It's what I think will happen, but my wife is still worried. However, we absolutely refuse to give them one more cent for the deception they used to get us into this. I accept that, as a responsible adult, I should never have signed such a long-term contract with promissory notes and abroad... I really don't know what we were thinking. The psychological game applied is very strong and very effective. Besides, I doubt they gave us any kind of substance because during our entire stay at the resort, we were sick with a fever. Magically, when we left, it went away... I don't know what to think, whether it was a coincidence or something else happened. The idea of returning to Mexico after this experience terrifies me. In all my years, nothing like this has ever happened to me, and the strangest thing is that I'm just realizing it several days into my trip. Today they sent two emails, the first from the "financial institution" stating that they were revoking the debit request based on my request, so it seems they complied with that. I also canceled the cc and explained the situation.

On another note, I received an email from someone in charge of the resort's membership apologizing, understanding that the situation is worrying to us, proposing a video call to discuss the membership and renegotiate the rate. They obviously realize I won't be paying any more. Later, with time and legal advice, I'll tell them to settle the payments with what they've charged. I'll drop the claim I'm making to Visa to recover the amount charged, given that my lawyer believes the contract is void due to bad faith and the CC must return the funds. Even so, I want to put all this behind me, learn this expensive lesson, and never hear from them again. Once again, I thank you for your support and the experience you have, since reading your comments is reassuring. Best regards.
Actualizar, por favor
 
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