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Anyone use an Online Notary?

Panina

Panina

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Deciding whether to go to ups store, the bank or look for an online notary. Our state did not approve online notary but from what I am reading another state who authorized online notaries, a notary in that state can do it for someone in another state. Did anyone use one?
 
I have never used an online notary and, as one who once held a notary license, I'd be very curious as to how an online assertion would hold-up over the long-haul. It may be of minimal concern in this digital age -- but, if it were me, I'd risk going to the UPS store or bank or wherever to have an actual notary stamp/emboss my paperwork.
 
The function of a Notary is to certify your identity. How can an online Notary do that? Just curious. I live with a Notary.
 
I have never used a online notary. My bank will only notarize their own documents. I use either a mobile notary that comes to my location, or go to a service provider that has an office. Not sure which would be safer in today's world.
 
I also go to a branch of a local bank for notary services

not sure how it would work online ...
 
Wondering if Covid is accelerating the trend for notarys to go the way of the FAX machine? One government agency I know of changed from requiring notary to simply having the person sign "under penalty of perjury.'
 
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Online notaries typically use an audio-visual set up (like Zoom).
They see you, see your ID, and see you sign the doc, and, depending
on the state, have you send the doc to them or scan+transmit it via
email for them to sign+stamp and email back.

Hawaii (maybe others) make the notary verify you are physically in
the state, but will honor docs notarized elsewhere.
 
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It probably depends on the document and who wants it notarized. I cannot imagine anyone processing a real estate transaction accepting a virtual notarization.
 
I have an appointment at the bank tomorrow. Even though we are in phase three some branches are still closed and notaries are not at all locations so it is a long ride. The notary is supposed to be in UPS store tomorrow but have to call to make sure and that a second employee is there as a witness. Will cost $5 signature per document so $20 but my preference as it is close by. My local bank recommended them which is open. Shame on them for not having a notary.
 
Panina said:
I have an appointment at the bank tomorrow. Even though we are in phase three some branches are still closed and notaries are not at all locations so it is a long ride. The notary is supposed to be in UPS store tomorrow but have to call to make sure and that a second employee is there as a witness. Will cost $5 signature per document so $20 but my preference as it is close by. My local bank recommended them which is open. Shame on them for not having a notary.
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I wonder if some banks are doing away with them. We had a couple of things notarized at Wells Fargo, then they stopped having a notary. I was able to get something else notarized for free at a bank where an organization I belong to has their account and the teller/notary was nice enough to do it for me. We've also used UPS and traveling notaries.
 
I'm in the mortgage finance industry. Remote online Notarization (RON) is very common and has been for the last year or so. The key is to check to see if it is legal where you live. I'm not giving you any advice, but read the information on this link: https://www.ballardspahr.com/alerts...s/2020-03-20-e-sig-remote-online-notarization.

Also, because of the pandemic, RON, and In person electronic notarization (IPEN) are both very common. RON is used mostly in a virtual closing room where everyone signs electronically from remote locations. IPEN is used when when the parties are present, but the loan is an eMortgage (paperless), nobody touches a pen or paper, and a traditional seal isn't an option. Both are going to be how everything is done in the future.
 
Big Matt said:
I'm in the mortgage finance industry. Remote online Notarization (RON) is very common and has been for the last year or so. The key is to check to see if it is legal where you live. I'm not giving you any advice, but read the information on this link: https://www.ballardspahr.com/alerts...s/2020-03-20-e-sig-remote-online-notarization.

Also, because of the pandemic, RON, and In person electronic notarization (IPEN) are both very common. RON is used mostly in a virtual closing room where everyone signs electronically from remote locations. IPEN is used when when the parties are present, but the loan is an eMortgage (paperless), nobody touches a pen or paper, and a traditional seal isn't an option. Both are going to be how everything is done in the future.
Click to expand...

interesting
hope online notarization isn't abused ....
 
Big Matt said:
I'm in the mortgage finance industry. Remote online Notarization (RON) is very common and has been for the last year or so. The key is to check to see if it is legal where you live. I'm not giving you any advice, but read the information on this link: https://www.ballardspahr.com/alerts...s/2020-03-20-e-sig-remote-online-notarization.

Also, because of the pandemic, RON, and In person electronic notarization (IPEN) are both very common. RON is used mostly in a virtual closing room where everyone signs electronically from remote locations. IPEN is used when when the parties are present, but the loan is an eMortgage (paperless), nobody touches a pen or paper, and a traditional seal isn't an option. Both are going to be how everything is done in the future.
Click to expand...
Yes -- very interesting
 
Big Matt said:
I'm in the mortgage finance industry. Remote online Notarization (RON) is very common and has been for the last year or so. The key is to check to see if it is legal where you live. I'm not giving you any advice, but read the information on this link: https://www.ballardspahr.com/alerts...s/2020-03-20-e-sig-remote-online-notarization.

Also, because of the pandemic, RON, and In person electronic notarization (IPEN) are both very common. RON is used mostly in a virtual closing room where everyone signs electronically from remote locations. IPEN is used when when the parties are present, but the loan is an eMortgage (paperless), nobody touches a pen or paper, and a traditional seal isn't an option. Both are going to be how everything is done in the future.
Click to expand...
My state brought it up in legislation due to the virus but did nothing. I could use one of the states that can do it in other states but not knowing who is legit is stopping me. Will just venture out and do it.
 
Luanne said:
We had a couple of things notarized at Wells Fargo, then they stopped having a notary...
Click to expand...

You ran them off?
At least our credit union still provides the service.
 
Talent312 said:
You ran them off?
At least our credit union still provides the service.
Click to expand...
I don't know if our credit union does. I've never asked them. But my guess is they don't and that's why we went to Wells Fargo, where we have our safe deposit boxes.
 
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