I gather you are against creative thinking, entrepreneurship, doing ones homework to maximize utilization and benefits of something they own.
The rules are there for all to read. Anyone wanting to give Wyndham around $170K can become a Platinum VIP and get extra perks. Really no different than companies entertain best customers at sporting events, etc. But when one chooses to give Wyndham say $170K vs buying on Internet for a few thousand they are like person waiting all night to get latest Apple gadget at crack of dawn.
In effect they are giving Wyndham lots of money up front in return for PROMISE of thousand of dollars in perks down the road. Assuming these perks are worth say $3K a year. There is no way in Hell VIP makes any sense.
Take a simple example:
Martin mega renter books five(5) red hot weeks for 200K points eack. Around day 57 at 1:00 PM he cancels and re-books. So he still has 5 units to rent, no change in reservations. However, VOI Trust is short 500K points so Franz has to take 500K points he has paid MF on and was going to rent for a ton of money and give to VOI Trust who then makes available to all 500K of us members first come, first gets.
However, Franz is not unhappy, he got around $170K up front which he has invested so no skin off his butt.