Worked for me
I bought an off season week in the Outer Banks of N.C. on e-bay, deposit it into RCI and trade for a summer prime week each year. It is a lock out unit and I deposit it as 2 units and get a 2 bedroom, or this year a 4 bedroom for trading just 1 bedroom of my lock out unit. Yes, I'm paying the trading fee, but I paid so little for the off season week that I can go many, many summers and still not pay what I would have paid for the prime week at that resort. I do usually need to put in a search for the summer week, but RCI gives home resort owners first choice and it has worked for me for 3 summers.
Then I still have the other part of the lock out to trade somewhere else. Although the trading power isn't the greatest, we usually get a decent trade for FL in the fall, so it is OK.
It is one way to beat the RCI system!
Ava