I own 154,000 annual points at Fairfield Bay (converted fixed week ) and 154,000 EOY at Fairfield Glade (UDI). My FB maintenance fees are under $6/1000 points and my FG ones are about $7.59/1000 points. I'm not sure i want to take the CWA points, if offered, because my maintenance fees would go up significantly. I might let go of the FG contract and convert the FB points. That way my mfs would remain about the same, with less points. What I'm most worried about is, if I don't convert to CWA, is ending up owning at a Non-Wyndham resort. What are the chances of that?