Ohh boy rules change

[noreenkate]

Disney Vacation Club Updates Transfer Rules: More Flexibility for Members

Disney Vacation Club (DVC) has announced updates to its transfer rules, offering members greater flexibility and new options for using their points.

dvcfan.com

 

[DanCali]

Disney Vacation Club Updates Transfer Rules: More Flexibility for Members

Disney Vacation Club (DVC) has announced updates to its transfer rules, offering members greater flexibility and new options for using their points.

dvcfan.com

But that all seems like positive changes. Why “oh boy”?

 

[noreenkate]

But that all seems like positive changes. Why “oh boy”?

oh boy in a good way- there was a discussion about tug DVC member to member transfers not to long ago…
I am much happier
Personally I prefer to remain in control of my own reservations as opposed to renting. The same with out going transactions- I would rather hand them over to an owner that understands the program than deal with renters contracts ect…

 

[Huskerpaul]

But unlike WorldMark credits which you are allowed to rent, DVC still says there should be no renting transferred points.

 

[nomoretslt]

My question is….I have multiple contracts at 3 different resorts. Planning a big family gathering in 2026. I guess I can do a transfer from other resorts/contracts into my multiple BLT contracts. But would not get the 11 month advantage….which is paramount to my plans if I want a 2 BR lock off standard view at BLT. I guess it’s easier to hoard my BLT points to bank and borrow. I have a few DVC friends….someone usually has a few hanging points now and then…this new thing can make it easier to gift to a friend.

 

[noreenkate]

But unlike WorldMark credits which you are allowed to rent, DVC still says there should be no renting transferred points.

DVC says no commercial renting but we all know it happen…

This does make easier for transferring between family & friends, for example my SIL saves her AKV points for a big family trip to OKW but looses her home resort priority- I own at OKW in theory we could pretty much just switch when needed.

What has me curious-
will owners with restricted resales now be able to work around it.

 

[bnoble]

No. Points retrain restrictions when transferred.

 

[noreenkate]

No. Points retrain restrictions when transferred.

So your thinking a RIV resale owner gets a transfer from a direct owner of a SSR contract then those transfered points will only be usable at RIV?

 

[bnoble]

As I understand it, the points retain whatever properties they originally had; the receiver's status is immaterial. So, if they are direct, they can be used that way. If they are e.g. resale RIV they can only be used at RIV, even if the transferee owns unrestricted points.

 

[bizaro86]

As I understand it, the points retain whatever properties they originally had; the receiver's status is immaterial. So, if they are direct, they can be used that way. If they are e.g. resale RIV they can only be used at RIV, even if the transferee owns unrestricted points.

Sure, but that would allow resale owners to book other places (albeit with a hassle in matching).

Eg. If I own Riviera resale and you own Fort Wilderness resale I transfer points to you and you to me and now we can book the other property.

Once per year makes that a bit tricky, but the ability to transfer banked should make it possible.

 

[noreenkate]

Sure, but that would allow resale owners to book other places (albeit with a hassle in matching).

Eg. If I own Riviera resale and you own Fort Wilderness resale I transfer points to you and you to me and now we can book the other property.

Once per year makes that a bit tricky, but the ability to transfer banked should make it possible.

Exactly my point- if points retain their status, for lack of a better term DVC may had created a loophole that would really benefit some resale owners.

 

[ljmiii]

Exactly my point- if points retain their status, for lack of a better term DVC may had created a loophole that would really benefit some resale owners.

I still don't follow. Resale owners have always been able to transfer points or rent out their reservations to stay at other properties. I don't understand how being able to transfer banked/borrowed significantly changes that.

 

[bnoble]

Yeah, this isn't particularly new.

 

[noreenkate]

I still don't follow. Resale owners have always been able to transfer points or rent out their reservations to stay at other properties. I don't understand how being able to transfer banked/borrowed significantly changes that.

there are technically 4 different resale groups don’t quote e on the dates lol. Honestly after the last 2 rounds of restrictions have kept me from adding on…

• those that are full grandfathered- their points can be used for anything, cruises non DVC resorts ect. Some where around 2010 this ended.
• The next group is grandfathered to all DVC and member benefits just not able to exchange into cruises ect…this ended somewhere around 2017ish?
• Anyone after that point that purchased resale is limited to the original 14 DVCs- from what I understand those owners cannot even see inventory for the newer resorts.
• the next group of resale is restricted to only their home resort…If I were to buy resale RIV I can only stay at RIV.

Here is my train of thought as the transfers now create a loophole in favor of resale owners. Prior to this if points were banked or borrowed and couldn’t be used only thing owners could do was rent. Now that banked & borrowed can be transferred owners have another option.

So if a resale owner that is restricted to original 14 DVCs want to stay at RIV they could essentially trade- John doe transfers his banked SSR 2024 points to Jane. Jane than sends over her 2025 RIV points. Jane uses those SSR points to stay at Grand Californian…

ridiculous example but now possible

 

[bnoble]

And that was true before these most recent rule changes, as long as you hadn’t banked or borrowed them. Plus while banked points could not be transferred, transferred points could be banked. I never understood that one.

It is more flexible but isn’t some fundamental new loophole.

 

[noreenkate]

And that was true before these most recent rule changes, as long as you hadn’t banked or borrowed them. Plus while banked points could not be transferred, transferred points could be banked. I never understood that one.

It is more flexible but isn’t some fundamental new loophole.

Look I get it your probably not as excited as I am for this-
Currently I am looking at banking the next two years worth of points. For me at least this adds another opportunity - I don’t like renting and would much rather deal with another owner…I also appreciate the fact that it’s done through MS and IMO adds an extra level of confidence.

Now you may have enough direct points to use them unrestricted- I don’t so again I think this opens up more possibilities for scoring a trip to DLR.

 

[ljmiii]

there are technically 4 different resale groups don’t quote e on the dates lol. Honestly after the last 2 rounds of restrictions have kept me from adding on…

• those that are full grandfathered- their points can be used for anything, cruises non DVC resorts ect. Some where around 2010 this ended.

March 21, 2011. My first DVC purchase was resale at BCV back in 2007 when resale and direct were treated equally. Buying VWL direct and BCV resale were about the same price and at the last minute we decided that owning next to EPCOT and HS was a better long term choice for us.

• The next group is grandfathered to all DVC and member benefits just not able to exchange into cruises ect…this ended somewhere around 2017ish?

April 3, 2016. My next DVC purchase was at BLT and much to my amazement it had become substantially cheaper to buy resale because of the restrictions DVC had introduced. So we bought resale.

• Anyone after that point that purchased resale is limited to the original 14 DVCs- from what I understand those owners cannot even see inventory for the newer resorts.

The restriction of resale points to the 'original 14' was introduced January 17, 2019. I had been entertaining the idea of buying at VGC and the day they announced the coming restriction I made an offer on the best contract I could find. Until recently I had mostly used the VGC points at DL and rented some out, but just a few days ago I used a bunch of my VGC points for a Riviera ressie.

• the next group of resale is restricted to only their home resort…If I were to buy resale RIV I can only stay at RIV.

I foolishly sold my BCV points in those few months between DVC announcing details of Riviera and announcing their new draconian resale restriction. I had the BCV cash burning a hole in my pocket to buy DRR direct...and DVC decided I should buy BWV resale instead.

Here is my train of thought as the transfers now create a loophole in favor of resale owners. Prior to this if points were banked or borrowed and couldn’t be used only thing owners could do was rent. Now that banked & borrowed can be transferred owners have another option.

Currently I am looking at banking the next two years worth of points. For me at least this adds another opportunity - I don’t like renting and would much rather deal with another owner…I also appreciate the fact that it’s done through MS and IMO adds an extra level of confidence.

That would explain it. To me transfers are a PIA because you're not supposed to accept compensation and you only get one in *or* out per year (per membership). And over the years I've rented out unused points frequently enough that I basically think of them as cash.

I prefer to use our DVC points on DVC ressies because that means I'm using them to travel to Disney with my family...but if not the money goes to other things. Usually non-Disney travel with my family...;-)

 

[noreenkate]

I prefer to use our DVC points on DVC ressies because that means I'm using them to travel to Disney with my family...but if not the money goes to other things. Usually non-Disney travel with my family...;-)

Same-
my oldest is getting married this year (destination weddin) I tried to get his fiancé to be a Disney bride at Vero…no luck. They are planning an extended honey the following year in Japan. I just don’t see myself using up that many points solo.

- thanks for keeping up with the dates I was sort of close. I stopped paying attention to resale changes after my last in 2016. I really really wanted Disneyland villas but it wasn't a good fit for us…

 

[chriskre]

All this craziness makes me glad I bought direct when it was cheap. LOL

 

[dioxide45]

Here is my train of thought as the transfers now create a loophole in favor of resale owners. Prior to this if points were banked or borrowed and couldn’t be used only thing owners could do was rent. Now that banked & borrowed can be transferred owners have another option.

But couldn't they still transfer use year points prior to this change? So they still had the same ability before the change, just more points are now available to be transferred.

 

[noreenkate]

But couldn't they still transfer use year points prior to this change? So they still had the same ability before the change, just more points are now available to be transferred.

Yes but it was a little more difficult IMO - you really had to know pretty far in advance that you were going to transfer…this now IMO offers a little more wiggle room- for the right owners…For me banking OKW OCT 2024 points means they can’t be used till OCT 1 2025-while I may not be able to use them- someone with a restrictived OKW contract that doesn’t allow for example the cabins might be able too and still have plenty of time to book…and again IMO takes out some of the risk of renting for both sides.

Again I am looking at this from our normal OMG we don’t have enough points to OMG how am I have to many point to actually use all these before they expire.

We usually use our points- a little while back we had a reservation that we couldn’t use- my attempts to rent it out were incredibly frustrating- most people that responded had really no idea what DVC is and or how it works, this is why I personally prefer dealing with other owners…in order to make the reservation I had borrowed points - i wound up giving a reservation for a 2bdr at Grand Cal away rather than have the points go into holding. Had these new changes been available I feel like I would have had better options.

Maybe it’s me but I see this change a beneficial -

 

[bizaro86]

i wound up giving a reservation for a 2bdr at Grand Cal away rather than have the points go into holding.

Do you need any new friends

 

[Deb & Bill]

Is it still only one transfer in or out per UY?

 

[noreenkate]

Is it still only one transfer in or out per UY?

I believe so