Because I never use Debit Cards to buy anything, I get discounts pretty much everywhere. With my
CapitalOne Venture card, I get anywhere between 1% - 10% rebates (aka Statement Credit) at most online retailers, in addition to 2x miles. With my
Target RedCard CC, I get 5% off retail costs. Having a
Sam's Club Plus account ($110/year), I get 2% back on in-store and online pickup orders in Sam's Cash PLUS the 1% rebate using Venture card PLUS the 2x miles. My
American Express Skymiles Platinum and
Hilton Aspire cards also have rebates, but those are primarily higher-end retailers and restaurants, in addition to the 1x - 5x shopping (depending on card). For photographers,
Adorama has a credit card with 5% discount, or they have their
VIP Rewards program which also gives discounts. And I have several more CCs that have discounts vs cash.
It's ironic that credit is less than cash/debit, but it's all about accounting, eyes on their websites and/or walking in their stores. Amazon sometimes has the lowest price, but all these cards and retailers, if you play your cards right, can save money in the long run! Over the last 12 months of paying for everything by credit (I only use debit for direct deposit and paying the CCs off every month), I have paid $0 in interest. It takes massive willpower to not buy what I can't afford on CC, but I am saving money.
TS