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Wood or Tiles or Vinyl?

I especially like anything I can use an Oreck Orbiter (or other buffer) on to clean and polish. Soooo much easier than mopping, dries in like 10 minutes, looks great after. So that's the other reason I like linoleum or the vinyl planking. I guess it probably would also work on wood floors if they have the right seal on top, or if you like doing wax all the time correctly (IDK anything about wood floors so that might be me talking out my ass).
 
I especially like anything I can use an Oreck Orbiter (or other buffer) on to clean and polish. Soooo much easier than mopping, dries in like 10 minutes, looks great after. So that's the other reason I like linoleum or the vinyl planking. I guess it probably would also work on wood floors if they have the right seal on top, or if you like doing wax all the time correctly (IDK anything about wood floors so that might be me talking out my ass).
Ah yes, one of the reasons my mom was so excited to have terrazzo and carpet in the new house we moved into in 1962 was that she no longer needed to haul out the buffer every six months and wax the hardwood floors we had in our previous, 1940s-era, house. My understanding is that today’s hardwoods are prefinished and don’t need waxing.
 
I went through the choices about 5 years ago. I went with a specialty vinyl plank out of California. The company is Flooret. They don't sell to installers, only to end users. You get your own installers. They are much more solid and heavier that most vinyl planking, and at the time had a thicker protective coating than any other equivalent product. I have been pleased with the results.
Just checked them out. They also have wood floor.
 
Ah yes, one of the reasons my mom was so excited to have terrazzo and carpet in the new house we moved into in 1962 was that she no longer needed to haul out the buffer every six months and wax the hardwood floors we had in our previous, 1940s-era, house. My understanding is that today’s hardwoods are prefinished and don’t need waxing.
I'd prefer buffing / waxing every 6 months or so to needing to vacuum weekly and then deal with carpet shampooing / extracting on an annual basis or the like. Also, if someone tracks mud in on carpet, it's a real PITA or disaster depending. Mud on vinyl planking? wait for it to dry, sweep up, might not even need a cleaning pass with a buffer and floor cleaner, but if it does, it's very fast in comparison to trying to get stains out of carpet.
 
Today or tomorrow I will be going to a very large floor store as recommended by the contractor to look at options. He said lots to pick from and almost always in stock to get immediately. He told me I can use any store I choose.

Right now I am leaning towards wood floors but will also explore tile. With insurance if I don't use the credit they give me for floors I lose it. Suppose they give me $6 a square foot and I pick something that is $5 a square foot I cannot use the $1 elsewhere. If I choose something $7 a square foot I have to pay the difference. Best to get the best floor my credit will buy.

I will not know the amount of the credit until they start the work and lift a piece of the floor and send it for analysis thus I will be exploring different price points ranges.
 
@Panina “I will not know the amount of the credit until they start the work and lift a piece of the floor and send it for analysis thus I will be exploring different price points ranges.”

I’m confused. What are they analyzing?
 
@Panina “I will not know the amount of the credit until they start the work and lift a piece of the floor and send it for analysis thus I will be exploring different price points ranges.”

I’m confused. What are they analyzing?
They are analyzing the quality of the wood and what it would cost today to get the same quality. The better the quality the more I get per square foot.
 
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