You can buy 50,000 Marriott points every year for $625. So can your spouse. Without paying $13,900 upfront. Without committing to doing it every year. And without worrying whether HOA costs will increase (which they will).
Is that a good deal? It is for Marriott.
My husband is on my Marriott Rewards Visa. I bought the 50K points but how can he if the card number is the same??