I agree with everyone that you should recind your contract. However, points are better than weeks. We have an 86500 point 2 BR in Florida and have used some or our points for a 2 BR in Maui in the past and this year we are using some of our points for 2 weeks in a 1 BR in Kauai. We have some points left over from each year , which are carried over to the next year.
What has been your experience with weeks to make the this comparison?
For the trades you made, is there a reason executing them in points was better than weeks?
RE: rolling over points to the next year
Yes, in a weeks account points can roll over from one year to the next. However, deposit a week in RCI weeks one year before check-in, and you have three years to use the trading power units (TPUs) that work like points. And you can pay to extend beyond three years just as you can in points.
I have had a points account for six years and a weeks account for five. I often find one to be better for certain things or trades versus the other, but it is not consistent that one is disproportionately better than the other.
I find having some eggs in both baskets maximizes your chances to get a better deal.
If one trades in weeks within the VV system, weeks is almost always better for that. Currently, it is a $159 internal exchange fee in weeks versus the full $299 in a points account.