I'm so glad I don't live with an HOA. But also - why not just paint the window frame? I guess in the end she had enough documentation to prove to the court that they had approved the windows originally - or enough they decided to settle for $75,000. All I know is I'd be pretty mad the HOA decided to spend tens of thousands on court costs and now $75,000 on a settlement instead of paying a painting company probably $1,000 to paint the window frame.