I guess there's always time for Wyndham to claw this back, but my contract hit my account today after a Paymentus email heads-up yesterday and...the contract appeared in my account with a January use year (that is, no sign in my account of it having been realigned) and awarded current-year points!! To say I was surprised would be an understatement!
Now I have to figure out exactly what I want to do with them, but considering what I was expecting they're basically free points. I think Hawaii is in our future sometime in the next 1-2 years and I know there are some decent options in RCI.