Okay thanks, I'll check with themFrom what I have read on other posts , I would not recommend just stopping to pay , if you have a MTGE..We did not have a Mtge and also did not just stop paying maintenance fees. I contacted them and furnished medical info that I would not be able to travel there anymore. I was contacted, surrendended deed to them and paid $1500 and we were done. That was years ago, I do not know their policy today !! Good luck