@ronparise
It's a bit odd that owners who pay developer never think about the future, when they decide to get out of the timeshare and the devaluation that will occur. There will be a time in your life when those timeshares are just going to become burdens to you, especially Wyndham, especially with their hatred of owners.
Disney is currently selling Riviera (could be sold out now) for a ridiculous point cost. Upon resale, the new owner will only be able to book Riviera with the points. They won't be able to book Aulani or even Saratoga Springs. The new owners also won't be able to book cruises or receive any other benefits of owning DVC (even Disney pass discounts). On my Facebook DVC group (owned by Seth Nock's company), when you mention that to new buyers or people that want to buy, your comments are treated as ridiculous because, "I will never sell," or "This is why you buy from Disney direct, to get the benefits. If you buy resale, you won't get the same product." You cannot tell people anything, when they want what they want.
An analogy for me is like telling my close relative about the fancy, expensive car she wanted to buy that had a lot of problems and wouldn't be a good buy. She is okay taking it to the dealer for a recall on one minor little thing, then paying to get brakes fixed for $1,500 because they said it needed to be done. I wouldn't be okay with that. It's costing far more than what she thought it would. It's a lemon. No resale value on lemons.
Disney was known as one company that didn't strip benefits from resale, until about 10 years ago, maybe longer. I was fortunate enough to buy points at $50-60 per point before the AP discount (the only one I cared about) was taken away. Saratoga Springs is now selling for $140 per point. I would never buy at that price, and I won't sell at that price. These points have value.
Hilton points seem to retain some value, but Disney is exceptional for increasing in value, even over developer. I guess that is why those FB members are sold on Disney. There will be an economic downturn, it's inevitable. Disney points through developer were not much more, when I bought my resale points. I remember Steamboat Bill talking about his bargains with his developer purchases. He almost had me talked into it, but I really just wanted the AP discount. He talked about $89 per point with two years' fees covered and free usage. He bought a lot of Disney. I would bet he could get over $1,000,000 if he sold what he owned right now. I miss Steamboat Bill.